345 Richards Rd, Melbourne Beach, FL 32951 Property Records

Brevard County property record for 345 Richards Rd, Melbourne Beach, FL 32951

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,150 sqft · built 1963
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on File
Last Sale$250,000 (Dec 2021)
Tax Bill$4,070 (2025)
Deeds & MortgagesDec 2021 Sale & Mortgage
Nov 2020 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN28-38-20-GC-*-24

Property Details

APN / Parcel Number

Primary APN28-38-20-GC-*-24
Alternative APNs
  • 28-38-20-GC-00000.0-0024.00
  • 2849103

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,150 sqft Living Area
Gross Area1,766 sqft
1st Floor Area1,150 sqft

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1998
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area7,405 sqft (0.17 acres)
Lot Dimensions101 ft deep x 75 ft wide
Garage TypeAttached
Garage Area390 sqft

Exterior Amenities

PorchFlorida Room
Porch Area436 sqft
Deck Area110 sqft
Patio Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2849103
Street Address345 RICHARDS RD
CityMELBOURNE BEACH
StateFL
Zip32951-3005
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRU19
Legal DescriptionKIRKTON RICHARDS SUBD LOT 24
Legal Range38E
Legal Township28S
Legal Section20
Legal SubdivisionKIRKTON RICHARDS SUBD
Legal Lot Number24
JurisdictionBREVARD FL
Township / Civil DivisionMELBOURNE SHORES-FLORIDANA BEACH
Census Block Group1
Census Block1009
Census Tract66103

Owner

Source: Brevard County records · APN 28-38-20-GC-*-24

Assessment roll updated August 18, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address345 RICHARDS RD, MELBOURNE BEACH, FL 32951-3005
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 01, 2021Warranty Deed, Transfer · Balloon Mortgage
UNITED STATES OF AMERICA
Nov 17, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Apr 30, 2020Grant Deed, Transfer
PRESTIGE TITLE/BREVARD LLC
Dec 09, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 01, 2021 · Amount on Record
Deed SaleDec 01, 2021 · Amount on Record
Prior SaleApr 30, 2020 · Amount on Record
Deed Document Number2021312618
Deed Book / Page9342 / 661
Prior Transfer DateNov 05, 2020
Prior Transfer Doc0089220246
Record UpdatedSep 20, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateDec 01, 2021
Property Address345 RICHARDS RD, MELBOURNE BEACH, FL 32951-3005
Document Number0093420661
Book / Page9342 / 661
Map ReferenceMB 12 PG 9
Instrument DateDec 01, 2021
Instrument2021312618
Transaction TypeTransfer
Record UpdatedJul 27, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,750.00
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name
Address181 CORAL WAY E, 181, INDIALANTIC, FL 32903-2104

Transferred To (Grantee/Buyer)

NameVerified Name
Address345 RICHARDS RD, MELBOURNE BEACH, FL 32951-3005

Mortgage

Document Number0009342662
DateDec 01, 2021
Instrument9342/662
Lender
NameUNITED STATES OF AMERICA
TypeGovernment Agency
Agreement
TypeBalloon Mortgage
AmountAmount Recorded

November 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBREVARD FL
Recording DateNov 17, 2020
Property Address345 RICHARDS RD, MELBOURNE BEACH, FL 32951-3005
Document Number0089220246
Book / Page008922 / 000246
Instrument DateNov 05, 2020
Instrument256223
Transaction TypeTransfer
Record UpdatedDec 10, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address181 CORAL WAY E INDIALANTIC FL 329032104, INDIALANTIC, FL 32903-2104

April 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBREVARD FL
Recording DateApr 30, 2020
Property Address345 RICHARDS RD, MELBOURNE BEACH, FL 32951-3005
Document Number0087301653
Book / Page008730 / 001653
Instrument DateApr 27, 2020
Instrument95850
Transaction TypeTransfer
Record UpdatedJun 26, 2020
Title CompanyPRESTIGE TITLE/BREVARD LLC

Transaction

AmountAmount Recorded
Tax$1,540.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address181 CORAL WAY E INDIALANTIC FL 329032104, INDIALANTIC, FL 32903-2104

December 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBREVARD FL
Recording DateDec 09, 2019
Property Address345 RICHARDS RD, MELBOURNE BEACH, FL 32951-3005
Document Number0086082362
Book / Page008608 / 002362
Instrument DateDec 05, 2019
Instrument266453
Transaction TypeTransfer
Record UpdatedDec 30, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1 SAPPHIRE ST MELBOURNE FL 329041991, MELBOURNE, FL 32904-1991

Tax Assessment & Valuation

Source: Brevard County records · Assessment roll updated August 18, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$329,060 (+2.7%)$384,290 (+3.97%)
2025$4,070.00 (+5.88%) Homeowner's exemption$320,410 (+5.98%)$369,600 (-4.52%)
2024$3,844.00 (+18.94%)
2023$3,232.00 (+8.24%) Homeowner's exemption$302,320 (+3%)$387,100 (+31.88%) Land $190,000 Building $197,100
2022$2,986.00 Homeowner's exemption$293,520 Land $170,000 Building $123,520$293,520 Land $170,000 Building $123,520

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 106 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies133 units insured
incl. 27 condo units
Nearby Flood Claims34 (1984–2017)
Claims Outside the SFHA30 of 34
Most Recent ClaimOct 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Oct 2017 · 3 claims
  • Hurricane Matthew, Oct 2016 · 5 claims
  • Hurricane Frances, Sep 2004 · 9 claims

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

Based on FCC filings for 136 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF MELBOURNE
serves 167,753 people
Water SourceSurface water
Last State InspectionAug 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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