Brevard County property record for 295 Richards Rd, Melbourne Beach, FL 32951
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,438 sqft · built 1978 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Company Name on File |
| Last Sale | $455,400 (Jun 2023) |
| Tax Bill | $5,348 (2025) |
| Deeds & Mortgages | Jun 2023 Sale Apr 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-38-20-GC-*-19 |
| Primary APN | 28-38-20-GC-*-19 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,438 sqft Living Area |
| Gross Area | 1,910 sqft |
| 1st Floor Area | 1,438 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 101 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 294 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 170 sqft |
| Patio Area | 8 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2849098 |
|---|---|
| Street Address | 295 RICHARDS RD |
| City | MELBOURNE BEACH |
| State | FL |
| Zip | 32951-3060 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU19 |
| Legal Description | KIRKTON RICHARDS SUBD LOT 19 |
| Legal Range | 38E |
| Legal Township | 28S |
| Legal Section | 20 |
| Legal Subdivision | KIRKTON RICHARDS SUBD |
| Legal Lot Number | 19 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | MELBOURNE SHORES-FLORIDANA BEACH |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 66103 |
Source: Brevard County assessment roll, APN 28-38-20-GC-*-19, as of August 18, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 239 LOGGERHEAD DR, MELBOURNE BEACH, FL 32951-3634 |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Jun 29, 2023 | Warranty Deed, Transfer SUPREME TITLE CLOSINGS LLC |
| Apr 13, 2022 | Deed of Trust, Mortgage UNLOCK PARTNERSHIP SOLUTIONS INC |
| Aug 22, 2019 | Quit Claim Deed, Transfer · ARM HOMEXPRESS MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 29, 2023 · Amount on Record |
| Deed Sale | Jun 29, 2023 · Amount on Record |
| Prior Sale | Nov 29, 2012 · Amount on Record |
| Deed Document Number | 2023135939 |
| Deed Book / Page | 9825 / 1087 |
| Prior Transfer Date | May 03, 2019 |
| Prior Transfer Doc | 0085201909 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Jun 29, 2023 |
| Property Address | 295 RICHARDS RD, MELBOURNE BEACH, FL 32951-3060 |
| Document Number | 0098251087 |
| Book / Page | 9825 / 1087 |
| Map Reference | MB 12 PG 9 |
| Instrument Date | Jun 28, 2023 |
| Instrument | 2023135939 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2023 |
| Title Company | SUPREME TITLE CLOSINGS LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,187.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 295 RICHARDS RD, MELBOURNE, FL 32951-3060 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 4305 N LAKE VIEW DR, RIMROCK, AZ 86335-5431 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 295 RICHARDS RD, MELBOURNE BEACH, FL 32951-3060 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 295 RICHARDS RD, MELBOURNE, FL 32951-3060 |
| Document Number | 0094732819 |
|---|---|
| Date | Apr 13, 2022 |
| Book Page | 9473/2819 |
| Instrument | 2022091983 |
| Name | UNLOCK PARTNERSHIP SOLUTIONS INC |
|---|---|
| Type | Non-Lending Institution |
| Address | NEW YORK, NY 10016 |
| Amount | Amount Recorded |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Aug 22, 2019 |
| Property Address | 295 RICHARDS RD, MELBOURNE BEACH, FL 32951-3060 |
| Document Number | 0085201909 |
| Book / Page | 8520 / 1909 |
| Map Reference | MB 12 PG 9 |
| Instrument Date | May 03, 2019 |
| Instrument | 2019184906 |
| Transaction Type | Transfer |
| Record Updated | Jul 02, 2021 |
| Title Company | SOLIDIFI |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 486 N HARBOR CITY BLVD, 486, MELBOURNE, FL 32935-6858 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 295 RICHARDS RD, MELBOURNE BEACH, FL 32951-3060 |
| Document Number | 2019184907 |
|---|---|
| Date | Aug 22, 2019 |
| Instrument | 2019184907 |
| Name | HOMEXPRESS MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jun 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.25% |
| Type Change Date | Jun 01, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 7.25% |
| Max Rate At Change | 9.25% |
| Index | 1-Year LIBOR |
| Max Rate | 12.2% |
Source: Brevard County assessment roll as of August 18, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Unified School District | Brevard County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $396,680 (+3.76%) | $396,680 (+3.76%) | |
| 2025 | $5,348.00 (+5.98%) | $382,310 (-3.08%) | $382,310 (-3.08%) |
| 2024 | $5,046.00 (+2.52%) | ||
| 2023 | $4,922.00 (+19.67%) | $394,440 (+22.11%) Land $190,000 Building $204,440 | $394,440 (+22.11%) Land $190,000 Building $204,440 |
| 2022 | $4,113.00 | $323,030 Land $170,000 Building $153,030 | $323,030 Land $170,000 Building $153,030 |
Source: FEMA National Flood Hazard Layer, Brevard County (12009C), as of October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120090661031, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 106 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 133 units insured incl. 27 condo units |
| Nearby Flood Claims | 34 (1984–2017) |
| Claims Outside the SFHA | 30 of 34 |
| Most Recent Claim | Oct 2017 · Hurricane Irma |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 136 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
Source: EPA Safe Drinking Water Information System, water system FL3051447, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF MELBOURNE serves 167,753 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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