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320 Palazzo Cir, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 320 Palazzo Cir, Saint Augustine, FL 32092 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,408 sqft · built 2012
Lot Size0.18 acres (7,840 sqft)
Owner2 Individual Names on File
Last Sale$201,100 (Nov 2012)
Tax Bill$5,943 (2025)
Deeds & MortgagesMay 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN028687-1090

Property Details

APN / Parcel Number

Primary APN028687-1090

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area2,408 sqft Living Area
Gross Area3,214 sqft
1st Floor Area2,408 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Exterior MaterialStucco
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,840 sqft (0.18 acres)
Garage TypeAttached
Garage Area506 sqft
Parking Spaces2 Parking Spaces
PorchFinished Screened Porch
Porch Area335 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address320 PALAZZO CIR
CitySAINT AUGUSTINE
StateFL
Zip32092-4509
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description58/99-106 MURABELLA UNIT 5 LOT 109 OR3643/812
Legal Range28E
Legal Township06S
Legal Section38
Legal SubdivisionMURABELLA UNIT 5
Legal Block1
Legal Lot Number109
Legal Unit5
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1019
Census Tract20906

Owner

Source: St. Johns County records · APN 028687-1090

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address320 PALAZZO CIR, SAINT AUGUSTINE, FL 32092-4509
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 15, 2012 · Amount on Record
Deed SaleNov 15, 2012 · Amount on Record
Prior SaleNov 04, 2011 · Amount on Record
Deed Document Number201267679
Deed Book / Page3643 / 812
Record UpdatedJun 08, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address320 PALAZZO CIR, SAINT AUGUSTINE, FL 32092-4509
Transaction TypeMortgage
Record UpdatedOct 23, 2025
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 PALAZZO CIR, SAINT AUGUSTINE, FL 32092-4509

Mortgage

Document Number0052661479
DateMay 17, 2021
Book Page5266/1479
Instrument2021055173
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$222,711 (+2.7%)$415,921 (-1.06%) Land $110,000 Building $305,921
2025$5,943.00 (+7.66%) Homeowner's exemption$216,856 (+2.9%)$420,390 (-2.22%) Land $110,000 Building $310,390
2024$5,520.00 (+4.39%) Homeowner's exemption$210,744 (+3%)$429,950 (-0.16%) Land $105,000 Building $324,950
2023$5,288.00 (+3.08%) Homeowner's exemption$204,606 (+3%)$430,639 (+9.93%) Land $89,600 Building $341,039
2022$5,130.00 Homeowner's exemption$198,647$391,754 Land $89,600 Building $302,154

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 62 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies62 in force

Wildfire

Wildfire RiskLow
above 36% of the US · above 10% of Florida
Wildfire LikelihoodAbout 1 in 1,887 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 286 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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