St. Johns County property record for 325 Palazzo Cir, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,848 sqft · built 2013 |
| Lot Size | 0.18 acres (7,840 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $266,200 (Jan 2026) |
| Tax Bill | $6,670 (2025) |
| Deeds & Mortgages | Jan 2026 Sale Jun 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 028687-0710 |
| Primary APN | 028687-0710 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,848 sqft Living Area |
| Gross Area | 2,463 sqft |
| 1st Floor Area | 1,848 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,840 sqft (0.18 acres) |
| Garage Type | Attached |
| Garage Area | 399 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished Screened Porch |
| Porch Area | 396 sqft |
| Patio Area | 114 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 325 PALAZZO CIR |
|---|---|
| City | ST AUGUSTINE |
| State | FL |
| Zip | 32092-4510 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 58/99-106 MURABELLA UNIT 5 LOT 71 OR6287/1514(Q/C) |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 38 |
| Legal Subdivision | MURABELLA UNIT 5 |
| Legal Block | 1 |
| Legal Lot Number | 71 |
| Legal Unit | 5 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 20906 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 325 PALAZZO CIR, SAINT AUGUSTINE, FL 32092-4510 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Jan 12, 2026 | Quit Claim Deed, Transfer Quitclaim |
| Jun 16, 2017 | Deed of Trust, Mortgage · FHA Mortgage PARAMOUNT EQUITY MORTGAGE LLC |
| Sep 16, 2020 | Warranty Deed, Transfer · VA Mortgage BANK OF ENGLAND |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 12, 2026 · Amount on Record |
| Deed Sale | Jan 12, 2026 · Amount on Record |
| Prior Sale | Sep 16, 2020 · Amount on Record |
| Deed Document Number | 20262388 |
| Deed Book / Page | 6287 / 1514 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 12, 2026 |
| Property Address | 325 PALAZZO CIR, SAINT AUGUSTINE, FL 32092-4510 |
| Document Number | 0062871514 |
| Book / Page | 6287 / 1514 |
| Map Reference | MB 58 PG 99-106 |
| Instrument Date | Jan 12, 2026 |
| Instrument | 2026002388 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,863.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 742 PORTA ROSA CIR, ST AUGUSTINE, FL 32092-0479 |
| Name | Verified Name |
|---|---|
| Address | 325 PALAZZO CIR, ST AUGUSTINE, FL 32092-4510 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 325 PALAZZO CIR, SAINT AUGUSTINE, FL 32092-4510 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0043891789 |
|---|---|
| Date | Jun 16, 2017 |
| Book Page | 4389/1789 |
| Instrument | 2017041537 |
| Name | PARAMOUNT EQUITY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Sep 16, 2020 |
| Property Address | 325 PALAZZO CIR, SAINT AUGUSTINE, FL 32092-4510 |
| Document Number | 0050441022 |
| Book / Page | 5044 / 1022 |
| Map Reference | MB 58 PG 99-106 |
| Instrument Date | Sep 11, 2020 |
| Instrument | 2020079409 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,065.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 280 RIVER MIST DR, 280, SAINT AUGUSTINE, FL 32095-9050 |
| Name | Verified Name |
|---|---|
| Address | 9835 JAKE LN, SAN DIEGO, CA 92126-2964 |
| Document Number | 50441024 |
|---|---|
| Date | Sep 16, 2020 |
| Instrument | 5044/1024 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $357,007 (+27.13%) Land $110,000 Building $247,007 | $357,007 (-5.77%) Land $110,000 Building $247,007 | |
| 2025 | $6,670.00 (+5.89%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $280,829 (+2.9%) | $378,870 (-0.7%) Land $110,000 Building $268,870 |
| 2024 | $6,299.00 (+4.05%) Homeowner's exemption | $272,914 (+3%) | $381,544 (+0.46%) Land $105,000 Building $276,544 |
| 2023 | $6,054.00 (+2.96%) Homeowner's exemption | $264,965 (+3%) | $379,804 (+9.96%) Land $89,600 Building $290,204 |
| 2022 | $5,880.00 Homeowner's exemption | $257,248 | $345,408 Land $89,600 Building $255,808 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 62 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 62 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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