313 Palazzo Cir, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 313 Palazzo Cir, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,856 sqft · built 2014
Lot Size0.18 acres (7,840 sqft)
OwnerIndividual Name on File
Last Sale$270,000 (Aug 2019)
Tax Bill$5,977 (2025)
Deeds & MortgagesAug 2019 Sale & Mortgage
Jul 2019 Sale
Flood ZoneZone X (minimal risk)
APN028687-0680

Property Details

APN / Parcel Number

Primary APN028687-0680

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area1,856 sqft Living Area
Gross Area2,370 sqft
1st Floor Area1,856 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Exterior MaterialStucco
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,840 sqft (0.18 acres)
Garage TypeAttached
Garage Area414 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Glass Porch
Porch Area165 sqft
Patio Area351 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address313 PALAZZO CIR
CitySAINT AUGUSTINE
StateFL
Zip32092-4510
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description58/99-106 MURABELLA UNIT 5 LOT 68 OR4785/147
Legal Range28E
Legal Township06S
Legal Section38
Legal SubdivisionMURABELLA UNIT 5
Legal Block1
Legal Lot Number68
Legal Unit5
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1011
Census Tract20906

Owner

Source: St. Johns County records · APN 028687-0680

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address313 PALAZZO CIR, SAINT AUGUSTINE, FL 32092-4510
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 27, 2019Grant Deed, Transfer · Conventional Mortgage
VYSTAR CU
Jul 11, 2019Warranty Deed, Transfer
OPENDOOR TITLE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 27, 2019 · Amount on Record
Deed SaleAug 27, 2019 · Amount on Record
Prior SaleJul 11, 2019 · Amount on Record
Deed Document Number201963308
Deed Book / Page4785 / 147
Prior Transfer DateJun 08, 2016
Prior Transfer Doc0042141979
Record UpdatedJun 08, 2026

August 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST JOHNS FL
Recording DateAug 27, 2019
Property Address313 PALAZZO CIR, SAINT AUGUSTINE, FL 32092-4510
Document Number0047850147
Book / Page004785 / 000147
Instrument DateAug 23, 2019
Instrument63308
Transaction TypeTransfer
Record UpdatedSep 10, 2019
Title CompanyOPENDOOR TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,890.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address313 PALAZZO CIR ST AUGUSTINE FL 320924510, ST AUGUSTINE, FL 32092-4510

Mortgage

Document Number47850149
DateAug 27, 2019
Book Page004785/000149
Instrument63309
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32210
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 26, 2049

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateJul 11, 2019
Property Address313 PALAZZO CIR, SAINT AUGUSTINE, FL 32092-4510
Document Number0047571064
Book / Page004757 / 001064
Instrument DateJun 28, 2019
Instrument49782
Transaction TypeTransfer
Record UpdatedJul 23, 2019
Title CompanyOPENDOOR TITLE LLC

Transaction

AmountAmount Recorded
Tax$1,797.60
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address405 HOWARD ST #550 SAN FRANCISCO CA 941052999, 550, SAN FRANCISCO, CA 94105-2999
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$225,336 (+2.7%)$354,508 (-5.54%) Land $110,000 Building $244,508
2025$5,977.00 (+7.67%) Homeowner's exemption$219,412 (+2.9%)$375,293 (-2%) Land $110,000 Building $265,293
2024$5,551.00 (+4.36%) Homeowner's exemption$213,228 (+3%)$382,933 (+1.21%) Land $105,000 Building $277,933
2023$5,319.00 (+3.08%) Homeowner's exemption$207,017 (+3%)$378,357 (+9.1%) Land $89,600 Building $288,757
2022$5,160.00 Homeowner's exemption$200,987$346,786 Land $89,600 Building $257,186

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 62 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies62 in force

Wildfire

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

Based on FCC filings for 286 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSJCU-NORTHWEST UTILITIES WTP
serves 48,040 people
Water SourceGroundwater
Last State InspectionJun 2024
Also Mapped HereSJCU-CR214 MAINLAND WTP
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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