St. Louis County property record for 320 Oak Top Ct, Ballwin, MO 63021
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,190 sqft · built 1992 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $93,800 (Aug 2014) |
| Tax Bill | $4,980 (2024) |
| Deeds & Mortgages | Feb 2022 Mortgage Jul 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24T-64-0694 |
| Primary APN | 24T-64-0694 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,190 sqft Living Area |
| Gross Area | 2,610 sqft |
| 1st Floor Area | 1,055 sqft |
| Basement Area | 20 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 139 ft deep x 40 ft wide |
| View / Lot | Cul-De-Sac |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 60 sqft |
| Deck Area | 144 sqft |
| Patio Area | 144 sqft |
| Balcony Area | 60 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 320 OAK TOP CT |
|---|---|
| City | BALLWIN |
| State | MO |
| Zip | 63021-8334 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 93R-3 |
| Legal Description | RIDGES OF OAKWOOD FARMS PLAT TWO (THE) LOT 56 |
| Legal Subdivision | RIDGES OF OAKWOOD FARMS PLAT TWO (THE) |
| Legal Lot Number | 56 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | MERAMEC |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 217944 |
Source: St. Louis County records · APN 24T-64-0694
Assessment roll updated September 29, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 320 OAK TOP CT, BALLWIN, MO 63021-8334 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 15, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY CU |
| Jul 13, 2018 | Deed of Trust, Mortgage ELECTRO SVGS CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 05, 2014 · Amount on Record |
| Deed Sale | Aug 05, 2014 · Amount on Record |
| Deed Document Number | 2014614 |
| Deed Book / Page | 21120 / 2619 |
| Prior Transfer Date | Jul 26, 2014 |
| Prior Transfer Doc | 0211202622 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 320 OAK TOP CT, BALLWIN, MO 63021-8334 |
| Transaction Type | Mortgage |
| Record Updated | Jun 07, 2022 |
| Title Company | CLEAR TITLE GROUP LLC, CLEAR TITLE GROUP |
| Name | Verified Name |
|---|---|
| Address | 320 OAK TOP CT, BALLWIN, MO 63021-8334 |
| Document Number | 0253721742 |
|---|---|
| Date | Feb 15, 2022 |
| Book Page | 25372/1742 |
| Instrument | 2022021500254 |
| Name | FIRST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | CHESTERFIELD, MO 63005 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 01, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 320 OAK TOP CT, BALLWIN, MO 63021-8334 |
| Document Number | 0231160956 |
| Instrument Date | Jul 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2018 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 320 OAK TOP CT BALLWIN MO 630218334, BALLWIN, MO 63021-8334 |
| Document Number | 0231160956 |
|---|---|
| Date | Jul 19, 2018 |
| Book Page | 023116/000956 |
| Instrument | 264 |
| Name | ELECTRO SVGS CU |
|---|---|
| Type | Credit Union |
| Address | SAINT LOUIS, MO 63146 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Jul 18, 2028 |
Source: St. Louis County records · Assessment roll updated September 29, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Ballwin City |
| County | St. Louis County |
| Unified School District | Rockwood R-VI School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $87,870 (+23.38%) Land $32,620 Building $55,250 | $462,500 (+23.4%) Land $171,700 Building $290,800 | |
| 2024 | $4,980.00 (+0.08%) | ||
| 2023 | $4,976.00 (+5.71%) | $71,220 (+13.17%) Land $18,110 Building $53,110 | $374,800 (+13.16%) Land $95,300 Building $279,500 |
| 2022 | $4,707.00 | $62,930 Land $19,700 Building $43,230 | |
| 2021 | $331,200 Land $103,700 Building $227,500 |
Source: FEMA National Flood Hazard Layer as of August 10, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| WH i3B Bidco LLC/WH i3B Topco Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Based on FCC filings for 260 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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