St. Louis County property record for 305 Oak Top Ct, Ballwin, MO 63021
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,438 sqft · built 1993 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,452 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Aug 2026 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24T-63-0134 |
| Primary APN | 24T-63-0134 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,438 sqft Living Area |
| Gross Area | 2,898 sqft |
| 1st Floor Area | 1,067 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 92 ft deep x 56 ft wide |
| View / Lot | Cul-De-Sac |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Stoop |
|---|---|
| Deck Area | 392 sqft |
| Patio Area | 432 sqft |
| Balcony Area | 44 sqft |
| Poultry House | 40 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 305 OAK TOP CT |
|---|---|
| City | BALLWIN |
| State | MO |
| Zip | 63021-8334 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 93R-3 |
| Legal Description | RIDGES OF OAKWOOD FARMS PLAT TWO (THE) LOT 60 |
| Legal Subdivision | RIDGES OF OAKWOOD FARMS PLAT TWO (THE) |
| Legal Lot Number | 60 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | MERAMEC |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 217944 |
Source: St. Louis County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 305 OAK TOP CT, BALLWIN, MO 63021-8334 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Aug 10, 2026 | Deed, Transfer · Conventional Mortgage GREAT SOUTHERN BANK |
| Aug 11, 2026 | Warranty Deed, Transfer FOUNDERS TITLE COMPANY, FOUNDERS TITLE |
| Feb 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage US WIDE FINANCIAL LLC |
| Aug 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage US WIDE FINANCIAL LLC |
| May 24, 2019 | Warranty Deed, Transfer US WIDE FIN'L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 11, 2026 |
| Deed Sale | Aug 11, 2026 |
| Prior Sale | Aug 10, 2026 · Amount on Record |
| Deed Document Number | 2026332 |
| Prior Transfer Date | Apr 23, 2014 |
| Prior Transfer Doc | 0210050794 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Aug 10, 2026 |
| Property Address | 305 OAK TOP CT, BALLWIN, MO 63021-8334 |
| Document Number | 0000000544 |
| Instrument Date | Aug 4, 2026 |
| Instrument | 2026810544 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Title Company | FOUNDERS TITLE COMPANY, FOUNDERS TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 305 OAK TOP CT, BALLWIN, MO 63021-8334 |
| Document Number | 0000000545, |
|---|---|
| Date | Aug 10, 2026 |
| Instrument | 2026810545 |
| Name | GREAT SOUTHERN BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Aug 11, 2026 |
| Property Address | 305 OAK TOP CT, BALLWIN, MO 63021-8334 |
| Document Number | 0000000332 |
| Instrument Date | Aug 4, 2026 |
| Instrument | 2026332 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2026 |
| Title Company | FOUNDERS TITLE COMPANY, FOUNDERS TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12427 QUESTOVER MANOR CT, SAINT LOUIS, MO 63141-5461 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 305 OAK TOP CT, BALLWIN, MO 63021-8334 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2021 |
| Name | Verified Name |
|---|---|
| Address | 305 OAK TOP CT, BALLWIN, MO 63021-8334 |
| Document Number | 0246522122 |
|---|---|
| Date | Feb 17, 2021 |
| Book Page | 24652/2122 |
| Instrument | 2021021700248 |
| Name | US WIDE FINANCIAL LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | SAINT LOUIS, MO 63146 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 305 OAK TOP CT, BALLWIN, MO 63021-8334 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TTL INS CO |
| Name | Verified Name |
|---|---|
| Address | 305 OAK TOP CT, BALLWIN, MO 63021-8334 |
| Document Number | 0242501620 |
|---|---|
| Date | Aug 19, 2020 |
| Book Page | 24250/1620 |
| Instrument | 2020081902540 |
| Name | US WIDE FINANCIAL LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | SAINT LOUIS, MO 63146 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | May 24, 2019 |
| Property Address | 305 OAK TOP CT, BALLWIN, MO 63021-8334 |
| Document Number | 0235404032 |
| Book / Page | 023540 / 004032 |
| Instrument Date | May 21, 2019 |
| Instrument | 601 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2019 |
| Title Company | ALLIANCE TITLE GROUP INC, ALLIANCE TITLE GRP INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1933 MCKELVEY HILL DR #C MARYLAND HEIGHTS MO 630434032, C, MARYLAND HEIGHTS, MO 63043-4032 |
| Document Number | 235404035 |
|---|---|
| Date | May 24, 2019 |
| Book Page | 023540/004035 |
| Instrument | 602 |
| Name | US WIDE FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | SAINT LOUIS, MO 63146 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 23, 2049 |
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Ballwin City |
| County | St. Louis County |
| Unified School District | Rockwood R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $79,580 (-) Land $29,510 Building $50,070 | $418,800 (-) Land $155,300 Building $263,500 | |
| 2025 | $5,452.00 (+4.05%) | $79,580 (+6.16%) Land $29,510 Building $50,070 | $418,800 (+6.16%) Land $155,300 Building $263,500 |
| 2024 | $5,240.00 (+0.08%) | ||
| 2023 | $5,236.00 (+9.77%) | $74,960 (+17.55%) Land $16,380 Building $58,580 | $394,500 (+17.55%) Land $86,200 Building $308,300 |
| 2022 | $4,770.00 | $63,770 Land $18,300 Building $45,470 | |
| 2021 | $335,600 Land $96,300 Building $239,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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