309 Oak Top Ct, Ballwin, MO 63021 Property Records

St. Louis County property record for 309 Oak Top Ct, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,930 sqft · built 1993
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$415,000 (Jun 2023)
Tax Bill	$5,212 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Aug 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`24T-63-0123`

Property Details

APN / Parcel Number

Primary APN	`24T-63-0123`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,930 sqft Living Area
Gross Area	2,410 sqft
1st Floor Area	915 sqft
Basement Area	20 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Conventional
Exterior Material	Frame/Masonry
Construction Type	Frame
Foundation Type	Raised
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	61 ft deep x 68 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	60 sqft
Deck Area	260 sqft
Patio Area	260 sqft
Balcony Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	309 OAK TOP CT
City	BALLWIN
State	MO
Zip	63021-8334
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	93R-3
Legal Description	RIDGES OF OAKWOOD FARMS PLAT TWO (THE) LOT 59
Legal Subdivision	RIDGES OF OAKWOOD FARMS PLAT TWO (THE)
Legal Lot Number	59
Jurisdiction	ST LOUIS MO
Township / Civil Division	MERAMEC
Census Block Group	3
Census Block	3007
Census Tract	217944

Owner

Source: St. Louis County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	309 OAK TOP CT, BALLWIN, MO 63021-8334
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2023	Warranty Deed, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Aug 16, 2022	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK
May 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Oct 4, 2018	Quit Claim Deed, Mortgage QUICKEN LNS
Jun 13, 2017	Warranty Deed, Transfer BANK OF EDWARDSVILLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2023 · Amount on Record
Deed Sale	Jun 13, 2023 · Amount on Record
Prior Sale	Aug 16, 2022 · Amount on Record
Deed Document Number	2023613604
Prior Transfer Date	Jun 17, 2019
Prior Transfer Doc	02357500295
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jun 13, 2023
Property Address	309 OAK TOP CT, BALLWIN, MO 63021-8334
Document Number	2023061300604
Map Reference	MB 313 PG 17
Instrument Date	Jun 12, 2023
Instrument	2023061300604
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2143 IRONBRIDGE CT, LA FAYETTE, IN 47905-8640

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 OAK TOP CT, BALLWIN, MO 63021-8334

Mortgage

Document Number	2023061300605
Date	Jun 13, 2023
Instrument	2023061300605

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Aug 16, 2022
Property Address	309 OAK TOP CT, BALLWIN, MO 63021-8334
Document Number	2022081600248
Map Reference	MB 313 PG 17
Instrument Date	Aug 10, 2022
Instrument	2022081600248
Transaction Type	Transfer
Record Updated	Nov 30, 2022
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	450 WESTGLEN VILLAGE DR, 450, BALLWIN, MO 63021-6136

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 OAK TOP CT, BALLWIN, MO 63021-8334

Mortgage

Document Number	2022081600250
Date	Aug 16, 2022
Instrument	2022081600250

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	309 OAK TOP CT, BALLWIN, MO 63021-8334
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240680410
Date	May 29, 2020
Book Page	24068/410
Instrument	2020052900035

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

October 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MO
Recording Date	Oct 4, 2018
Property Address	309 OAK TOP CT, BALLWIN, MO 63021-8334
Document Number	0232241831
Book / Page	023224 / 001831
Instrument Date	Sep 28, 2018
Instrument	312
Transaction Type	Mortgage
Record Updated	Oct 18, 2018
Title Company	AMROCK INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 OAK TOP CT BALLWIN MO 630218334, BALLWIN, MO 63021-8334

Mortgage

Document Number	232241834
Date	Oct 4, 2018
Book Page	023224/001834
Instrument	313

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 3, 2048

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jun 13, 2017
Property Address	309 OAK TOP CT, BALLWIN, MO 63021-8334
Document Number	0225643325
Book / Page	022564 / 003325
Instrument Date	Jun 8, 2017
Instrument	782
Transaction Type	Transfer
Record Updated	Aug 1, 2017
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	309 OAK TOP CT BALLWIN MO 630218334, BALLWIN, MO 63021-8334

Mortgage

Document Number	225643328
Date	Jun 13, 2017
Book Page	022564/003328
Instrument	783

Lender

Name	BANK OF EDWARDSVILLE
Type	Bank
Address	EDWARDSVILLE, IL 62025

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 12, 2047

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Ballwin City
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$76,060 (-) Land $28,770 Building $47,290	$400,300 (-) Land $151,400 Building $248,900
2025	$5,212.00 (+7.11%)	$76,060 (+9.31%) Land $28,770 Building $47,290	$400,300 (+9.31%) Land $151,400 Building $248,900
2024	$4,866.00 (+0.08%)
2023	$4,862.00 (+1%)	$69,580 (+17.75%) Land $15,960 Building $53,620	$366,200 (+17.75%) Land $84,000 Building $282,200
2022	$4,420.00	$59,090 Land $19,170 Building $39,920
2021			$311,000 Land $100,900 Building $210,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

309 Oak Top Ct, Ballwin, MO 63021 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

June 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2018: Quit Claim Deed, Mortgage

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Oak Top Ct

Nearby Streets

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