320 N Main St, Mount Prospect, IL 60056 Property Records

Cook County property record for 320 N Main St, Mount Prospect, IL 60056

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,526 sqft · built 1957
Lot Size	0.169 acres (7,373 sqft)
Owner	2 Individual Names on File
Last Sale	$385,000 (Jul 2026)
Tax Bill	$6,126 (2023)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-34-307-012`

Property Details

APN / Parcel Number

Primary APN	`03-34-307-012`
Alternative APN	`03-34-307-012-0000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,526 sqft Living Area
1st Floor Area	1,526 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1958
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	7,373 sqft (0.169 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	320 N MAIN ST
City	MOUNT PROSPECT
State	IL
Zip	60056-2413
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H ROY (BERRY) CO (FIRST) ADD TO (CASTLE) (HEIGHTS) SU B OF SH SE NW & N 95.02 FT OF EH SW ALL IN SEC 34-42-11
Legal Range	11E
Legal Township	42N
Legal Section	34
Legal Subdivision	BERRY CO FIRST ADD TO CASTLE HEIGHTS
Legal Lot Number	12
Jurisdiction	COOK IL
Township / Civil Division	WHEELING
Census Block Group	3
Census Block	3006
Census Tract	802802

Owner

320 N Main St is owned by two individuals who bought it in July 2026.

Source: Cook County records, as of October 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	21 S EVANSTON AVE, ARLINGTON HEIGHTS, IL 60004-6619
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2026 · Amount on File
Deed Sale	Jul 10, 2026 · Amount on File
Deed Document Number	20261912048
Prior Transfer Date	Feb 17, 1997
Prior Transfer Doc	0000000965
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	COOK IL
Recording Date	Jul 10, 2026
Property Address	320 N MAIN ST, MOUNT PROSPECT, IL 60056-2413
Document Number	0000002048
Instrument Date	Jun 30, 2026
Instrument	20262048
Transaction Type	Transfer
Record Updated	Jul 20, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$58,327.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	21 S EVANSTON AVE, ARLINGTON HEIGHTS, IL 60004-6619

Mortgage

Document Number	0000002049,
Date	Jul 10, 2026
Instrument	20261912049

Lender

Name	SOLUTIONS FINANCIAL MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.99%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Wheeling Township
Municipality	Mount Prospect Village
Secondary School District	Township High School District 214 (09 - 12)
Elementary School District	Mount Prospect School District 57 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$33,000 Land $8,848 Building $24,152	$330,000 Land $88,480 Building $241,520
2023	$6,126.00 (+4.92%)
2022	$5,839.00 Homeowner's exemption Senior Citizen's exemption	$28,000 Land $7,373 Building $20,627	$280,000 Land $73,730 Building $206,270

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 320 N Main St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	9 (1993–2020)
Claims Outside the SFHA	9 of 9
Most Recent Claim	May 2020 · other causes
Claims by Event	Severe Storms And Flooding, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 N Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT PROSPECT serves 41,000 people · EPA ID IL0311980
Water Source	Purchased surface water from NORTHWEST SUBURBAN MUNICIPAL JAWA
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 579 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20