Cook County property record for 321 N Main St, Mount Prospect, IL 60056
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 828 sqft · built 1951 |
| Lot Size | 0.175 acres (7,600 sqft) |
| Owner | Individual Name on File |
| Last Sale | $257,500 (Aug 2019) |
| Tax Bill | $7,419 (2023) |
| Deeds & Mortgages | Aug 2021 Mortgage Aug 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-34-400-002 |
| Primary APN | 03-34-400-002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 828 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Multi-Level |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 7,600 sqft (0.175 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 321 N MAIN ST |
|---|---|
| City | MOUNT PROSPECT |
| State | IL |
| Zip | 60056-2412 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MCGUIRE & ORRS OAKWOOD AV LOT 39&40 |
| Legal Range | 11E |
| Legal Township | 42N |
| Legal Section | 34 |
| Legal Subdivision | LAUDERMILK VILLA |
| Legal Lot Number | 39&40 |
| Jurisdiction | COOK IL |
| Township / Civil Division | WHEELING |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 802802 |
Source: Cook County records · APN 03-34-400-002
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 321 N MAIN ST, MOUNT PROSPECT, IL 60056-2412 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Aug 17, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Aug 21, 2019 | Warranty Deed, Transfer · VA Mortgage WELLS FARGO BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 21, 2019 · Amount on Record |
| Deed Sale | Aug 21, 2019 · Amount on Record |
| Prior Sale | Oct 02, 2014 · Amount on Record |
| Deed Document Number | 201946073 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 321 N MAIN ST, MOUNT PROSPECT, IL 60056-2412 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2021 |
| Title Company | PRAIRIE TITLE |
| Name | Verified Name |
|---|
| Document Number | 0022928172 |
|---|---|
| Date | Aug 17, 2021 |
| Instrument | 2122928172 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 01, 2051 |
| Rate | 2.25% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Aug 21, 2019 |
| Property Address | 321 N MAIN ST, MOUNT PROSPECT, IL 60056-2412 |
| Document Number | 1923346073 |
| Instrument Date | Jul 24, 2019 |
| Instrument | 23346073 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2019 |
| Title Company | ALTIMA TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $257.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 321 N MAIN ST MOUNT PROSPECT IL 600562412, MOUNT PROSPECT, IL 60056-2412 |
| Document Number | 1923346074 |
|---|---|
| Date | Aug 21, 2019 |
| Instrument | 23346074 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 20, 2049 |
Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Wheeling Township |
| Municipality | Mount Prospect Village |
| Secondary School District | Township High School District 214 (09 - 12) |
| Elementary School District | Mount Prospect School District 57 (PK - 08) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $32,000 (+6.67%) Land $9,120 Building $22,880 | $320,000 (+6.67%) Land $91,200 Building $228,800 | |
| 2023 | $7,419.00 (+4.42%) | ||
| 2022 | $7,105.00 Homeowner's exemption | $30,000 Land $7,600 Building $22,400 | $300,000 Land $76,000 Building $224,000 |
Source: FEMA National Flood Hazard Layer as of February 11, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 9 (1993–2020) |
| Claims Outside the SFHA | 9 of 9 |
| Most Recent Claim | May 2020 · other causes |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
Based on FCC filings for 579 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MOUNT PROSPECT serves 41,000 people |
|---|---|
| Water Source | Purchased surface water from NORTHWEST SUBURBAN MUNICIPAL JAWA |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 11 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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