314 N Main St, Mount Prospect, IL 60056 Property Records

Cook County property record for 314 N Main St, Mount Prospect, IL 60056

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,191 sqft · built 1928
Lot Size0.155 acres (6,750 sqft)
OwnerIndividual Name on File
Last Sale$350,000 (Mar 2003)
Tax Bill$7,552 (2023)
Deeds & MortgagesFeb 2020 Mortgage
Mar 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN03-34-307-015

Property Details

APN / Parcel Number

Primary APN03-34-307-015
Alternative APN
  • 03-34-307-015-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,191 sqft Living Area
1st Floor Area1,191 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1928
Architectural StyleBungalow
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof MaterialAsphalt
Lot Area6,750 sqft (0.155 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address314 N MAIN ST
CityMOUNT PROSPECT
StateIL
Zip60056-2413
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Range11E
Legal Township42N
Legal Section34
Legal SubdivisionHILLCREST
Legal Block1
Legal Lot Number3
JurisdictionCOOK IL
Township / Civil DivisionWHEELING
Census Block Group3
Census Block3006
Census Tract802802

Owner

314 N Main St is owned and occupied by an individual who bought it in March 2003.

Source: Cook County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address314 N MAIN ST, MOUNT PROSPECT, IL 60056-2413
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 3, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MTG
Mar 11, 2019Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 24, 2003 · Amount on File
Deed SaleMar 24, 2003 · Amount on File
Deed Document Number200394763
Prior Transfer DateFeb 6, 2002
Prior Transfer Doc0000056608
Record UpdatedSep 20, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address314 N MAIN ST, MOUNT PROSPECT, IL 60056-2413
Document Number2004557044
Instrument DateFeb 3, 2020
Transaction TypeMortgage
Record UpdatedFeb 27, 2020
Title CompanyACQUEST TITLE SERVICES LLC, ACQUEST TITLE SVCS LLC

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address314 N MAIN ST MOUNT PROSPECT IL 600562413, MOUNT PROSPECT, IL 60056-2413

Mortgage

Document Number2004557044
DateFeb 14, 2020
Instrument4557044
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueFeb 13, 2030
Interest
Rate TypeFixed Rate

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address314 N MAIN ST, MOUNT PROSPECT, IL 60056-2413
Document Number1907855004
Instrument DateMar 11, 2019
Transaction TypeMortgage
Record UpdatedMar 27, 2019
Title CompanyACQUEST TITLE SERVICES LLC, ACQUEST TITLE SVCS LLC

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address314 N MAIN ST MOUNT PROSPECT IL 600562413, MOUNT PROSPECT, IL 60056-2413

Mortgage

Document Number1907855004
DateMar 19, 2019
Instrument7855004
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueMar 18, 2029
Interest
Rate4.12%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionWheeling Township
MunicipalityMount Prospect Village
Secondary School DistrictTownship High School District 214 (09 - 12)
Elementary School DistrictMount Prospect School District 57 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$33,000 Land $8,100 Building $24,900$330,000 Land $81,000 Building $249,000
2023$7,552.00 (+4.42%)
2022$7,232.00 Homeowner's exemption$30,475 Land $6,750 Building $23,725$304,750 Land $67,500 Building $237,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 314 N Main St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims9 (1993–2020)
Claims Outside the SFHA9 of 9
Most Recent ClaimMay 2020 · other causes
Claims by Event
  • Severe Storms And Flooding, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 314 N Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMOUNT PROSPECT
serves 41,000 people · EPA ID IL0311980
Water SourcePurchased surface water from NORTHWEST SUBURBAN MUNICIPAL JAWA
Last State InspectionAug 2025
Lead2 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting11
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 579 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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