Schoharie County and Middleburgh Town property record for 320 Main St, Middleburgh, NY 12122 · Last verified June 2026
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
|---|---|
| Year Built | Built 2010 |
| Square Footage | 4,646 sqft Gross Area |
| Lot Size | 2,614 sqft (0.06 acres) |
| Last Sale | $140,000 (2021) |
| Tax Bill | $16,585.00 (2025) |
| Primary APN | 433801 106.15-4-13 |
|---|---|
| Alternative APNs |
|
| Units | 4 Units |
|---|---|
| Building Area | 4,646 sqft Gross Area |
| Basement Area | 598 sqft Basement |
| Unfinished Basement | 598 sqft Unfinished |
| Stories | 3 Stories |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 2010 |
| Lot Area | 2,614 sqft (0.06 acres) |
| Depth X Width | 90 ft x 35 ft Depth x Width |
| Sewage | Municipal Sewage |
|---|---|
| Water Source | Commercial Water Source |
| Account Number | 491A100187 |
|---|---|
| Street Address | 320 MAIN ST |
| City | MIDDLEBURGH |
| State | NY |
| Zip | 12122-7721 |
| Property Usage | Commercial Property Usage |
| Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Legal Block | 4 |
| Legal Lot Number | 13.000 |
| Jurisdiction | SCHOHARIE NY |
| Minor Civil Division | MIDDLEBURGH |
| Census Blockgroup | 5 |
| Census Block | 5028 |
| Census Tract | 740700 |
Source: Schoharie County and Middleburgh Town records · APN 433801 106.15-4-13
Assessment roll updated May 14, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 253 ENGLE RD, SCHOHARIE, NY 12157-5319 |
| Owner Type | Owner is a Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Mar 02, 2023 | Deed of Trust, Mortgage · Stand Alone Refinance WAYNE BANK |
| Dec 16, 2021 | Deed, Transfer · Stand Alone First Mortgage WAYNE BANK |
| Jan 30, 2017 | Deed of Trust, Mortgage · Commercial Mortgage BANK OF GREENE COUNTY |
| Jan 30, 2017 | Deed, Transfer NOT AVAILABLE, JON KOSICH |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 16, 2021 · Amount on Record |
| Deed Sale | Dec 16, 2021 · Amount on Record |
| Prior Sale | Jan 30, 2017 · Amount on Record |
| Deed Doc Number | 2021801416 |
| Deed Book / Page | 1153 / 207 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 320 MAIN ST, MIDDLEBURGH, NY 12122-7721 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0002032/59 |
|---|---|
| Date | Mar 02, 2023 |
| Book Page | 2032/59 |
| Instrument | 820679 |
| Name | WAYNE BANK |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Dec 16, 2021 |
| Property Address | 320 MAIN ST, MIDDLEBURGH, NY 12122-7721 |
| Document Number | 001153/207 |
| Book / Page | 1153 / 207 |
| Instrument Date | Dec 02, 2021 |
| Instrument | 801416 |
| Transaction Type | Transfer |
| Record Updated | Jan 04, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 253 ENGLE RD, SCHOHARIE, NY 12157-5319 |
| Document Number | 0000801417 |
|---|---|
| Date | Dec 16, 2021 |
| Instrument | 801417 |
| Name | WAYNE BANK |
|---|---|
| Type | Bank |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 320 MAIN ST, MIDDLEBURGH, NY 12122-7721 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001749/0000000198 |
|---|---|
| Date | Jan 30, 2017 |
| Book Page | 0000001749/0000000198 |
| Instrument | 000000711311 |
| Name | BANK OF GREENE COUNTY |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Jan 30, 2017 |
| Property Address | 320 MAIN ST, MIDDLEBURGH, NY 12122-7721 |
| Document Number | 0000001038/0000000142 |
| Book / Page | 0000001038 / 0000000142 |
| Instrument Date | Jan 30, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2022 |
| Title Company | NOT AVAILABLE, JON KOSICH |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 27920 146TH AVE E, GRAHAM, WA 98338-8671 |
Source: Schoharie County and Middleburgh Town records · Assessment roll updated May 14, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Middleburgh Town |
| Municipality | Middleburgh Village |
| Unified School District | Middleburgh Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,585.00 (+713.79%) | $228,300 (-17.97%) Land $7,100 Building $221,200 | $490,968 (-10.03%) Land $15,269 Building $475,699 |
| 2023 | $278,300 (+153%) Land $7,100 Building $271,200 | $545,686 (+167.88%) Land $13,922 Building $531,764 | |
| 2022 | $110,000 Land $7,100 Building $102,900 | $203,704 Land $13,148 Building $190,556 | |
| 2021 | $2,038.00 (-76.32%) | ||
| 2020 | $8,607.00 |
320 Main St is in FEMA Zone AE, inside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Schoharie County (36095C), updated February 16, 2012
| FEMA Flood Zone | Zone AE 1% annual chance, base flood elevation determined |
|---|---|
| Special Flood Hazard Area | Yes flood insurance required for federally backed mortgages |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 55th in New York |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Indirect within ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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