Schoharie County and Middleburgh Town property record for 314 Main St, Middleburgh, NY 12122 · Last verified May 2026
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
|---|---|
| Year Built | Built 2018 |
| Square Footage | 3,976 sqft Gross Area |
| Lot Size | 2,614 sqft (0.06 acres) |
| Last Sale | $213,000 (2022) |
| Tax Bill | $4,742.00 (2025) |
| Primary APN | 433801 106.15-4-9 |
|---|---|
| Alternative APNs |
|
| Units | 4 Units |
|---|---|
| Building Area | 3,976 sqft Gross Area |
| Basement Area | 1,960 sqft Basement |
| Unfinished Basement | 1,960 sqft Unfinished |
| Stories | 2 Stories |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 2018 |
| Lot Area | 2,614 sqft (0.06 acres) |
| Depth X Width | 88 ft x 28 ft Depth x Width |
| Porch Area | 432 sqft Porch |
| Sewage | Municipal Sewage |
|---|---|
| Water Source | Commercial Water Source |
| Account Number | 491A100323 |
|---|---|
| Street Address | 314 MAIN ST |
| City | MIDDLEBURGH |
| State | NY |
| Zip | 12122-7719 |
| Property Usage | Commercial Property Usage |
| Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Legal Block | 4 |
| Legal Lot Number | 9.000 |
| Jurisdiction | SCHOHARIE NY |
| Minor Civil Division | MIDDLEBURGH |
| Census Blockgroup | 5 |
| Census Block | 5028 |
| Census Tract | 740700 |
Source: Schoharie County and Middleburgh Town records · APN 433801 106.15-4-9
Assessment roll updated May 14, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2 ANGELAS WAY, GOSHEN, NY 10924-6126 |
| Owner Type | Owner is a Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Sep 12, 2023 | Deed of Trust, Mortgage · Stand Alone Refinance THE NATIONAL BANK OF COXSACKIE |
| Jun 29, 2022 | Warranty Deed, Transfer · Stand Alone First Mortgage NATIONAL BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 29, 2022 · Amount on Record |
| Deed Sale | Jun 29, 2022 · Amount on Record |
| Prior Sale | Sep 27, 2005 · Amount on Record |
| Deed Doc Number | 2022812976 |
| Deed Book / Page | 1167 / 296 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 314 MAIN ST, MIDDLEBURGH, NY 12122-7719 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002052/159 |
|---|---|
| Date | Sep 12, 2023 |
| Book Page | 2052/159 |
| Instrument | 822591 |
| Name | THE NATIONAL BANK OF COXSACKIE |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Jun 29, 2022 |
| Property Address | 314 MAIN ST, MIDDLEBURGH, NY 12122-7719 |
| Document Number | 001167/296 |
| Book / Page | 1167 / 296 |
| Instrument Date | May 26, 2022 |
| Instrument | 812976 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2 ANGELAS WAY, GOSHEN, NY 10924-6126 |
| Document Number | 0000812978 |
|---|---|
| Date | Jun 29, 2022 |
| Instrument | 812978 |
| Name | NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Schoharie County and Middleburgh Town records · Assessment roll updated May 14, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Middleburgh Town |
| Municipality | Middleburgh Village |
| Unified School District | Middleburgh Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,742.00 (+320.39%) | $70,900 (-) Land $4,900 Building $66,000 | $152,473 (+9.68%) Land $10,538 Building $141,935 |
| 2023 | $70,900 (+16.42%) Land $4,900 Building $66,000 | $139,020 (+23.27%) Land $9,608 Building $129,412 | |
| 2022 | $60,900 Land $4,900 Building $56,000 | $112,778 Land $9,074 Building $103,704 | |
| 2021 | $1,128.00 (-68.68%) | ||
| 2020 | $3,602.00 |
314 Main St is in FEMA Zone AE, inside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Schoharie County (36095C), updated February 16, 2012
| FEMA Flood Zone | Zone AE 1% annual chance, base flood elevation determined |
|---|---|
| Special Flood Hazard Area | Yes flood insurance required for federally backed mortgages |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 55th in New York |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Indirect within ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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