316 Main St, Middleburgh, NY 12122 Property Records

Schoharie County and Middleburgh Town property record for 316 Main St, Middleburgh, NY 12122

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	10,016 sqft · built 1920
Lot Size	0.2 acres (8,712 sqft)
Owner	Company Name on File
Last Sale	$18,000 (Mar 2018)
Tax Bill	$9,711 (2026)
Deeds & Mortgages	Mar 2018 Sale
Flood Zone	Zone AE (high risk)
APN	`433801 106.15-4-11`

Property Details

APN / Parcel Number

Primary APN	`433801 106.15-4-11`
Alternative APNs	`380110601500040110000000` `491A100272`

Interior

Stories	1 Story
Building Area	10,016 sqft Gross Area
Basement Area	1,000 sqft
Unfinished Basement	1,000 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1980
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	240 ft deep x 26.3 ft wide
Porch	Slab
Porch Area	112 sqft

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	491A100272
Street Address	316 MAIN ST
City	MIDDLEBURGH
State	NY
Zip	12122-6523
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	C
Legal Block	4
Legal Lot Number	11.000
Jurisdiction	SCHOHARIE NY
Township / Civil Division	MIDDLEBURGH
Census Block Group	5
Census Block	5028
Census Tract	740700

Owner

316 Main St, a commercial property, is owned by a company that bought it in March 2018.

Source: Schoharie County and Middleburgh Town records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 849, MIDDLEBURGH, NY 12122-0849
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2018 · Amount on File
Deed Sale	Mar 28, 2018 · Amount on File
Prior Sale	Jul 2, 2003 · Amount on File
Deed Document Number	2018737820
Deed Book / Page	1066 / 182
Prior Transfer Date	Jul 1, 2003
Prior Transfer Doc	0739000175
Record Updated	Oct 29, 2026

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHOHARIE NY
Recording Date	Mar 28, 2018
Property Address	316 MAIN ST, MIDDLEBURGH, NY 12122-6523
Document Number	001066/182
Book / Page	1066 / 182
Instrument Date	Mar 23, 2018
Instrument	000000737820
Transaction Type	Transfer
Record Updated	May 12, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 MAIN ST, MIDDLEBURGH, NY 12122

Tax Assessment & Valuation

The 2026 property tax bill for 316 Main St was $9,711, up 16.9% from the year before.

Source: Schoharie County and Middleburgh Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Middleburgh Town
Municipality	Middleburgh Village
Unified School District	Middleburgh Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,711.00 (+16.9%)
2025	$8,307.00	$124,200 Land $12,000 Building $112,200	$267,097 Land $25,806 Building $241,291
2023		$124,200 (+19.19%) Land $12,000 Building $112,200	$243,529 (+26.21%) Land $23,529 Building $220,000
2022		$104,200 Land $12,000 Building $92,200	$192,963 Land $22,222 Building $170,741
2021	$1,930.00 (-68.69%)
2020	$6,164.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 316 Main St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 50 policies
Nearby Flood Policies	50 in force
Nearby Flood Claims	124 (1980–2021)
Claims Outside the SFHA	11 of 124
Most Recent Claim	Jul 2021 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 73 claims Severe Storms And Flooding, Apr 2005 · 23 claims Flooding, Apr 1987 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 316 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLEBURGH VILLAGE serves 1,500 people · EPA ID NY4700096
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
MIDTEL Fiber	500 / 100
T-Mobile Fixed Wireless	100 / 20