Polk County property record for 315 Lanceolate Dr, Winter Haven, FL 33880 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1998 |
| Square Footage | 2,153 sqft Living Area |
| Lot Size | 11,317 sqft (0.26 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $430,000 (2022) |
| Tax Bill | $4,313.00 (2025) |
| Primary APN | 25-29-02-356720-000650 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,153 sqft Living Area |
| Gross Area | 3,103 sqft Gross Area |
| 1st Floor | 2,153 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Stucco Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 11,317 sqft (0.26 acres) |
| Garage Type | Attached Garage |
| Garage Area | 483 sqft Garage |
| Porch Area | 543 sqft Porch |
| Cooling System | Central Cooling |
|---|
| Street Address | 315 LANCEOLATE DR |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-1627 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | THE VILLAGE @ SPIRIT LAKE PHASE ONE PB 106 PGS 4 & 5 LYING IN A PORTION OF SECTIONS 1 & 2 T29 R25 ...LOT 65 |
| Legal Range | 25E |
| Legal Township | 29S |
| Legal Section | 02 |
| Legal Subdivision | VILLAGE @ SPIRIT LAKE PHASE ONE |
| Legal Phase | 1 |
| Legal Tract | 356720 |
| Legal Block | 3 |
| Legal Lot Number | 65 |
| Jurisdiction | POLK FL |
| Minor Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Blockgroup | 3 |
| Census Block | 3008 |
| Census Tract | 14701 |
Source: Polk County records · APN 25-29-02-356720-000650
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 315 LANCEOLATE DR, WINTER HAVEN, FL 33880-1627 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 13, 2022 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 29, 2018 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage HAMILTON GRP FNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 13, 2022 · Amount on Record |
| Deed Sale | May 13, 2022 · Amount on Record |
| Prior Sale | Nov 29, 2018 · Amount on Record |
| Deed Doc Number | 2022131409 |
| Deed Book / Page | 12252 / 754 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | May 13, 2022 |
| Property Address | 315 LANCEOLATE DR, WINTER HAVEN, FL 33880-1627 |
| Document Number | 0000131409 |
| Book / Page | 12252 / 754 |
| Map Reference | MB 106 PG 4 |
| Instrument Date | Apr 01, 2022 |
| Instrument | 2022131409 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2022 |
| Title Company | AMS TITLE AGENCY AND ESCROW LLC, AMS TITLE AGCY & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,010.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 315 LANCEOLATE DR, 315, WINTER HAVEN, FL 33880-1627 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 315 LANCEOLATE DR, WINTER HAVEN, FL 33880-1627 |
| Document Number | 0012252756 |
|---|---|
| Date | May 13, 2022 |
| Instrument | 12252/756 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Nov 29, 2018 |
| Property Address | 315 LANCEOLATE DR, WINTER HAVEN, FL 33880-1627 |
| Document Number | 0106830381 |
| Book / Page | 010683 / 000381 |
| Instrument Date | Nov 28, 2018 |
| Instrument | 248459 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2018 |
| Title Company | MTI TITLE INSURANCE AGENCY INC, MTI TITLE INS AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,673.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 315 LANCEOLATE DR WINTER HAVEN FL 338801627, WINTER HAVEN, FL 33880-1627 |
| Document Number | 106830383 |
|---|---|
| Date | Nov 29, 2018 |
| Book Page | 010683/000383 |
| Instrument | 248460 |
| Name | HAMILTON GRP FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | SUNRISE, FL 33323 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 28, 2033 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,313.00 (-14.46%) | $333,631 (+1.6%) Land $44,000 Building $289,631 | $333,631 (+1.6%) Land $44,000 Building $289,631 |
| 2023 | $5,042.00 (+54.33%) | $328,367 (+38.34%) Land $42,000 Building $286,367 | $328,367 (+23.03%) Land $42,000 Building $286,367 |
| 2022 | $3,267.00 | $237,366 | $266,897 Land $35,000 Building $231,897 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures