320 Lake Daisy Loop, Winter Haven, FL 33884 Property Records

Polk County property record for 320 Lake Daisy Loop, Winter Haven, FL 33884 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,315 sqft · built 1994
Lot Size	0.138 acres (6,016 sqft)
Owner	Company Name on File
Last Sale	$120,000 (Dec 2018)
Tax Bill	$2,616 (2025)
Deeds & Mortgages	Aug 2020 Line of Credit Dec 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-29-06-855569-011280`

Property Details

APN / Parcel Number

Primary APN	`27-29-06-855569-011280`
Alternative APNs	`062927855569011280` `62927000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,315 sqft Living Area
Gross Area	1,752 sqft
1st Floor Area	1,315 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	6,016 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	437 sqft
Porch	Unfinished Open Porch
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	320 LAKE DAISY LOOP
City	WINTER HAVEN
State	FL
Zip	33884-2636
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE DAISY ESTATES PHASE THREE PB 89 PGS 1 & 2 BLK K LOT 28
Legal Range	27E
Legal Township	29S
Legal Section	06
Legal Subdivision	LAKE DAISY ESTATES PHASE 3
Legal Phase	3
Legal Tract	855569
Legal Block	K
Legal Lot Number	28
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	1
Census Block	1003
Census Tract	14123

Owner

Source: Polk County records · APN 27-29-06-855569-011280

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	5001 PLAZA ON THE LK, 200, AUSTIN, TX 78746-1053
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 07, 2020	Deed of Trust, Mortgage · Line of Credit NWL CO LLC
Dec 19, 2018	Warranty Deed, Transfer
Nov 07, 2018	Warranty Deed, Construction Loan · Construction Mortgage QUANTA FIN LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 19, 2018 · Amount on Record
Deed Sale	Dec 19, 2018 · Amount on Record
Prior Sale	Nov 07, 2018 · Amount on Record
Deed Document Number	2018262582
Deed Book / Page	10702 / 808
Prior Transfer Date	Dec 27, 1993
Prior Transfer Doc	3330001015
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	320 LAKE DAISY LOOP, WINTER HAVEN, FL 33884-2636
Document Number	0113351895
Instrument Date	Aug 07, 2020
Transaction Type	Mortgage
Record Updated	Sep 04, 2020
Title Company	BCHH INC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5001 PLAZA ON THE LK AUSTIN TX 787461070, AUSTIN, TX 78746-1070

Mortgage

Document Number	0113351895
Date	Aug 14, 2020
Book Page	011335/001895
Instrument	165652

Lender

Name	NWL CO LLC
Address	PO BOX 844, NEW YORK, NY 10108-0844

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Aug 13, 2025

Interest

Rate Type	Adjustable Rate

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Dec 19, 2018
Property Address	320 LAKE DAISY LOOP, WINTER HAVEN, FL 33884-2636
Document Number	0107020808
Book / Page	010702 / 000808
Instrument Date	Dec 14, 2018
Instrument	262582
Transaction Type	Transfer
Record Updated	Jan 08, 2019

Transaction

Amount	Amount Recorded
Tax	$840.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5001 PLAZA ON THE LK #200 AUSTIN TX 787461053, 200, AUSTIN, TX 78746-1053
Investor	Possibly a Property Investor

November 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Nov 07, 2018
Property Address	320 LAKE DAISY LOOP, WINTER HAVEN, FL 33884-2636
Document Number	0106642001
Book / Page	010664 / 002001
Instrument Date	Nov 01, 2018
Instrument	234337
Transaction Type	Construction Loan
Record Updated	Nov 27, 2018
Title Company	TITLE AND ABSTRACT AGENCY/AMERICA, TITLE & ABSTRACT AGCY/AMERICA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$686.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	300 N LA SALLE ST #5550 CHICAGO IL 606543487, 5550, CHICAGO, IL 60654-3487
Investor	Possibly a Property Investor

Mortgage

Document Number	106642004
Date	Nov 07, 2018
Book Page	010664/002004
Instrument	234339

Lender

Name	QUANTA FIN LLC
Address	WESTLAKE VILLAGE, CA 91362

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 06, 2019

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,616.00 (-17.03%)	$202,341 (-1.95%)	$202,351 (-1.95%) Land $29,000 Building $173,351
2024	$3,153.00 (+9.52%)
2023	$2,879.00 (+11.33%)	$206,373 (+18.4%) Land $28,000 Building $178,373	$206,373 (+18.4%) Land $28,000 Building $178,373
2022	$2,586.00	$174,303 Land $23,000 Building $151,303	$174,303 Land $23,000 Building $151,303

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050141231, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Cost	Premium on Record median of 26 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	24 (1979–2022)
Claims Outside the SFHA	3 of 24
Most Recent Claim	Sep 2022, rainfall accumulation, Hurricane Ian
Claims By Storm	Hurricane Frances, Sep 2004 · 20 claims

Wildfire

Wildfire Risk	Moderate above 58% of the US · above 31% of Florida
Wildfire Likelihood	About 1 in 633 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 351 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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