Polk County property record for 318 Lake Daisy Loop, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,198 sqft · built 1995 |
| Lot Size | 0.138 acres (6,016 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $233,000 (Aug 2021) |
| Tax Bill | $1,937 (2025) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage Sep 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-29-06-855569-011270 |
| Primary APN | 27-29-06-855569-011270 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,198 sqft Living Area |
| Gross Area | 1,616 sqft |
| 1st Floor Area | 1,198 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 6,016 sqft (0.138 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 418 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 72 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|
| Street Address | 318 LAKE DAISY LOOP |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-2636 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKE DAISY ESTATES PHASE THREE PB 89 PGS 1 & 2 BLK K LOT 27 |
| Legal Range | 27E |
| Legal Township | 29S |
| Legal Section | 06 |
| Legal Subdivision | LAKE DAISY ESTATES PHASE 3 |
| Legal Phase | 3 |
| Legal Tract | 855569 |
| Legal Block | K |
| Legal Lot Number | 27 |
| Jurisdiction | POLK FL |
| Township / Civil Division | HAINES CITY |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 14123 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 318 LAKE DAISY LOOP, WINTER HAVEN, FL 33884-2636 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 31, 2021 | Warranty Deed, Transfer · Conventional Mortgage THE MORTGAGE FIRM INC |
| Sep 11, 2020 | Warranty Deed, Transfer · FHA Mortgage DAS ACQUISITION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2021 · Amount on Record |
| Deed Sale | Aug 31, 2021 · Amount on Record |
| Prior Sale | Sep 11, 2020 · Amount on Record |
| Deed Document Number | 2021227036 |
| Deed Book / Page | 11871 / 263 |
| Prior Transfer Date | Jun 25, 2014 |
| Prior Transfer Doc | 0000111283 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Aug 31, 2021 |
| Property Address | 318 LAKE DAISY LOOP, WINTER HAVEN, FL 33884-2636 |
| Document Number | 0000227036 |
| Book / Page | 11871 / 263 |
| Map Reference | MB 89 PG 1&2 |
| Instrument Date | Aug 27, 2021 |
| Instrument | 2021227036 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | INTEGRITY FIRST TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,631.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 223 RUBY LAKE LN, 223, WINTER HAVEN, FL 33884-3267 |
| Name | Verified Name |
|---|---|
| Address | 120 LAMERAUX RD, WINTER HAVEN, FL 33884-2538 |
| Document Number | 0011871266 |
|---|---|
| Date | Aug 31, 2021 |
| Instrument | 11871/266 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Sep 11, 2020 |
| Property Address | 318 LAKE DAISY LOOP, WINTER HAVEN, FL 33884-2636 |
| Document Number | 0113721429 |
| Book / Page | 011372 / 001429 |
| Instrument Date | Sep 2, 2020 |
| Instrument | 189723 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2020 |
| Title Company | ASSURITY TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,250.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 223 RUBY LAKE LN WINTER HAVEN FL 338843267, WINTER HAVEN, FL 33884-3267 |
| Document Number | 113721431 |
|---|---|
| Date | Sep 11, 2020 |
| Book Page | 011372/001431 |
| Instrument | 189725 |
| Name | DAS ACQUISITION |
|---|---|
| Address | SAINT LOUIS, MO 63141 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 10, 2050 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $195,175 (+2.7%) | $197,347 (-0.53%) Land $29,000 Building $168,347 | |
| 2025 | $1,937.00 (-16.54%) Homeowner's exemption | $190,044 (+5.99%) | $198,406 (-3.71%) Land $29,000 Building $169,406 |
| 2023 | $2,321.00 (+3.43%) Homeowner's exemption | $179,309 (+3%) | $206,040 (+18.36%) Land $28,000 Building $178,040 |
| 2022 | $2,244.00 Homeowner's exemption | $174,086 Land $23,000 Building $151,086 | $174,086 Land $23,000 Building $151,086 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 26 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 24 (1979–2022) |
| Claims Outside the SFHA | 3 of 24 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · lower than 69% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
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