Polk County property record for 312 Lake Daisy Loop, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,261 sqft · built 2005 |
| Lot Size | 0.199 acres (8,677 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $75,000 (Dec 2010) |
| Tax Bill | $565 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage Apr 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-29-06-855569-011240 |
| Primary APN | 27-29-06-855569-011240 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,261 sqft Living Area |
| Gross Area | 1,701 sqft |
| 1st Floor Area | 1,261 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 8,677 sqft (0.199 acres) |
| Lot Dimensions | 132 ft deep x 62 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 134 sqft |
| Shed | 1 Shed |
| Street Address | 312 LAKE DAISY LOOP |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-2636 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKE DAISY ESTATES PHASE THREE PB 89 PGS 1 & 2 BLK K LOT 24 |
| Legal Range | 27E |
| Legal Township | 29S |
| Legal Section | 06 |
| Legal Subdivision | LAKE DAISY ESTATES PHASE 3 |
| Legal Phase | 3 |
| Legal Tract | 855569 |
| Legal Block | K |
| Legal Lot Number | 24 |
| Jurisdiction | POLK FL |
| Township / Civil Division | HAINES CITY |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 14123 |
Source: Polk County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 312 LAKE DAISY LOOP, WINTER HAVEN, FL 33884-2636 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 8, 2024 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Apr 11, 2023 | Deed of Trust, Mortgage · FHA Mortgage EMORTGAGE FUNDING LLC |
| Jul 11, 2017 | Deed of Trust, Mortgage · Conventional with PMI WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 15, 2010 · Amount on Record |
| Deed Sale | Dec 15, 2010 · Amount on Record |
| Prior Sale | Aug 29, 2005 · Amount on Record |
| Deed Document Number | 2010198631 |
| Deed Book / Page | 8279 / 1905 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 312 LAKE DAISY LOOP, WINTER HAVEN, FL 33884-2636 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2024 |
| Name | Verified Name |
|---|---|
| Address | 312 LAKE DAILY LOOP, WINTER HAVEN, FL 33884-2636 |
| Document Number | 0000031275 |
|---|---|
| Date | Feb 8, 2024 |
| Book Page | 13001/1430 |
| Instrument | 2024031275 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 312 LAKE DAISY LOOP, WINTER HAVEN, FL 33884-2636 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2023 |
| Name | Verified Name |
|---|---|
| Address | 312 LAKE DAISY LOOP, WINTER HAVEN, FL 33884-2636 |
| Document Number | 0000081734 |
|---|---|
| Date | Apr 11, 2023 |
| Book Page | 12646/539 |
| Instrument | 2023081734 |
| Name | EMORTGAGE FUNDING LLC |
|---|---|
| Address | TROY, MI 48084 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 312 LAKE DAISY LOOP, WINTER HAVEN, FL 33884-2636 |
| Document Number | 0102181809 |
| Book / Page | 010218 / 001809 |
| Instrument Date | Jul 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 312 LAKE DAISY LOOP WINTER HAVEN FL 338842636, WINTER HAVEN, FL 33884-2636 |
| Document Number | 0102181809 |
|---|---|
| Date | Jul 28, 2017 |
| Book Page | 010218/001809 |
| Instrument | 144992 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 27, 2047 |
Source: Polk County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $565.00 (-43.89%) Homeowner's exemption | $83,944 (+5.99%) | $210,674 (-3.68%) Land $33,000 Building $177,674 |
| 2023 | $1,007.00 (+5.67%) Homeowner's exemption | $79,202 (+3%) | $218,734 (+18.42%) Land $32,000 Building $186,734 |
| 2022 | $953.00 Homeowner's exemption | $76,895 | $184,708 Land $27,000 Building $157,708 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 26 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 24 (1979–2022) |
| Claims Outside the SFHA | 3 of 24 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 71% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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