Clay County property record for 238 Karr St, Flora, IL 62839
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 1 ba · 1,200 sqft · built 1985 |
| Lot Size | 0.234 acres (10,222 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $54,500 (Jun 2026) |
| Tax Bill | $912 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Line of Credit Oct 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-25-408-024 |
| Primary APN | 10-25-408-024 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,200 sqft Living Area |
| Attic | Attic |
| Attic Area | 448 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Plaster |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Multi-Family |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 10,222 sqft (0.234 acres) |
| Garage Area | 880 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 180 sqft |
| Patio Area | 180 sqft |
| Street Address | 238 KARR ST |
|---|---|
| City | FLORA |
| State | IL |
| Zip | 62839-2753 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Description | FLORA B GOLDEN ADDN LOTS 64 & 65 |
| Legal Subdivision | FLORA B GOLDEN ADD |
| Legal Lot Number | 64-65 |
| Jurisdiction | CLAY IL |
| Township / Civil Division | HARTER |
| Census Block Group | 2 |
| Census Block | 2069 |
| Census Tract | 972100 |
Source: Clay County records, as of October 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 526 BROADWAY ST, LOUISVILLE, IL 62858-1114 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jun 30, 2026 | Warranty Deed, Transfer · Line of Credit BANK TRUST |
| Oct 26, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2026 · Amount on Record |
| Deed Sale | Jun 30, 2026 · Amount on Record |
| Prior Sale | Apr 20, 2006 · Amount on Record |
| Deed Document Number | 20261229 |
| Prior Transfer Date | Sep 8, 2021 |
| Prior Transfer Doc | 203256 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY IL |
| Recording Date | Jun 30, 2026 |
| Property Address | 238 KARR ST, FLORA, IL 62839-2753 |
| Document Number | 0000001229 |
| Instrument Date | Jun 12, 2026 |
| Instrument | 20261229 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,256.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 526 BROADWAY ST, LOUISVILLE, IL 62858-1114 |
| Document Number | 0000001230, |
|---|---|
| Date | Jun 30, 2026 |
| Instrument | 20261230 |
| Name | BANK TRUST |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLAY IL |
| Recording Date | Oct 26, 2021 |
| Property Address | 238 KARR ST, FLORA, IL 62839-2753 |
| Document Number | 203256 |
| Instrument Date | Sep 8, 2021 |
| Instrument | 203256 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2688 HIGHWAY 154, MORRILTON, AR 72110-9344 |
Source: Clay County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Clay County |
| County Subdivision | Harter Township |
| Municipality | Flora City |
| Unified School District | Flora Community Unit School District 35 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $912.00 (+4.95%) | $11,914 (+11.45%) Land $661 Building $11,253 | $35,742 (+11.45%) Land $1,983 Building $33,759 |
| 2024 | $869.00 (+1.64%) | $10,690 (+19.04%) Land $593 Building $10,097 | $32,070 (+19.04%) Land $1,779 Building $30,291 |
| 2022 | $855.00 (+9.34%) | $8,980 Land $453 Building $8,527 | $26,940 Land $1,359 Building $25,581 |
| 2021 | $782.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FLORA serves 5,233 people · EPA ID IL0250100 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Wabash Communications Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures