320 Hidden Riv E, Holly, MI 48442 Property Records

Oakland County property record for 320 Hidden Riv E, Holly, MI 48442

Property Summary

Property Type	Condominium
Details	4 bd · 2.5 ba · 2,212 sqft · built 2020
Lot Size	0.164 acres (7,144 sqft)
Owner	2 Individual Names on Record
Last Sale	$378,000 (Aug 2026)
Tax Bill	$3,927 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`I-01-28-377-063`

Property Details

APN / Parcel Number

Primary APN	`I-01-28-377-063`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,212 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	7,144 sqft (0.164 acres)
Garage Area	453 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	320 HIDDEN RIV E
City	HOLLY
State	MI
Zip	48442-2029
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	T5N, R7E, SECS 28 & 33 OAKLAND COUNTY CONDOMINIUM PLAN NO 1844 THE GARDENS OF RIVERSIDE UNIT 66 L 37063 P 603 6-2-09 FR 376-008
Legal Subdivision	OAKLAND COUNTY CONDOMINIUM
Legal Unit	66
Jurisdiction	OAKLAND MI
Township / Civil Division	HOLLY
Census Block Group	1
Census Block	1006
Census Tract	124000

Owner

Source: Oakland County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2914 AMHERST DR, LANSING, MI 48906-2401
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2026	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Sep 3, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage LAKE MICHIGAN CU
Feb 13, 2020	Warranty Deed, Transfer CHIRCO TITLE AGENCY INC, CHIRCO TITLE AGCY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2026 · Amount on Record
Deed Sale	Aug 20, 2026 · Amount on Record
Prior Sale	Oct 8, 2024 · Amount on Record
Deed Document Number	2026124523
Deed Book / Page	61478 / 466
Prior Transfer Date	Jun 4, 2014
Prior Transfer Doc	0000164556
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Aug 20, 2026
Property Address	320 HIDDEN RIV E, HOLLY, MI 48442-2029
Document Number	0000124523
Book / Page	61478 / 466
Instrument Date	Aug 5, 2026
Instrument	2026124523
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$286,335.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2914 AMHERST DR, LANSING, MI 48906-2401

Mortgage

Document Number	0000125424,
Date	Aug 20, 2026
Book Page	61483/322
Instrument	2026125424

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Sep 3, 2020
Property Address	320 HIDDEN RIV E, HOLLY, MI 48442-2029
Document Number	0000177875
Book / Page	54768 / 207
Map Reference	LB 37063 PG 603-687
Instrument Date	Aug 14, 2020
Instrument	177875
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 18, 2022
Title Company	TITLE ONE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,365.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	811 SOUTH BLVD E # E100, 811, ROCHESTER HILLS, MI 48307-5359

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3610 ARBOR DR, FENTON, MI 48430-3115

Mortgage

Document Number	0054768210
Date	Sep 3, 2020
Instrument	54768/210

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Sep 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.87%
Index	1-Year CMT
Max Rate	7.87%

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Feb 13, 2020
Property Address	320 HIDDEN RIV E, HOLLY, MI 48442-2029
Document Number	0000031918
Book / Page	053832 / 000258
Instrument Date	Jan 24, 2018
Instrument	31918
Transaction Type	Transfer
Record Updated	Mar 19, 2020
Title Company	CHIRCO TITLE AGENCY INC, CHIRCO TITLE AGCY INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	811 E SOUTH BLVD ROCHESTER HILLS MI 48307, ROCHESTER HILLS, MI 48307

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Holly Township
Unified School District	Holly Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,927.00 (-21%) Homeowner's exemption	$168,740 (+14.56%)	$337,480 (+14.56%)
2024	$4,971.00 (+14.96%)
2023		$147,290	$294,580
2021	$4,324.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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