318 Hidden Riv E, Holly, MI 48442 Property Records

Oakland County property record for 318 Hidden Riv E, Holly, MI 48442

Property Summary

Property Type	Condominium
Details	4 bd · 2.5 ba · 2,226 sqft · built 2019
Lot Size	0.165 acres (7,187 sqft)
Owner	Individual Name on File
Last Sale	$289,900 (Jul 2020)
Tax Bill	$3,684 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`I-01-28-377-064`

Property Details

APN / Parcel Number

Primary APN	`I-01-28-377-064`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,226 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	7,187 sqft (0.165 acres)
Garage Area	451 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	42 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	318 HIDDEN RIV E
City	HOLLY
State	MI
Zip	48442-2029
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	T5N, R7E, SECS 28 & 33 OAKLAND COUNTY CONDOMINIUM PLAN NO 1844 THE GARDENS OF RIVERSIDE UNIT 67 L 37063 P 603 6-2-09 FR 376-008
Legal Subdivision	OAKLAND COUNTY CONDOMINIUM
Jurisdiction	OAKLAND MI
Township / Civil Division	HOLLY
Census Block Group	1
Census Block	1006
Census Tract	124000

Owner

318 Hidden Riv E, a condominium, is owned and occupied by an individual who bought it in July 2020.

Source: Oakland County records, as of July 21, 2026

Owner of Record	Individual Name on File
Mailing Address	318 HIDDEN RIV E, HOLLY, MI 48442-2029
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jul 17, 2020	Warranty Deed, Subdivision Related Transfer · FHA Mortgage SUMMIT FUNDING INC
Feb 26, 2018	Warranty Deed, Transfer CHIRCO TITLE AGENCY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2020 · Amount on File
Deed Sale	Jul 17, 2020 · Amount on File
Prior Sale	Aug 26, 2014 · Amount on File
Deed Document Number	2020139242
Deed Book / Page	54514 / 334
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	318 HIDDEN RIV E, HOLLY, MI 48442-2029
Transaction Type	Mortgage
Record Updated	Mar 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 HIDDEN RIV E, HOLLY, MI 48442-2029

Mortgage

Document Number	0000294617
Date	Jan 14, 2022
Book Page	57293/247
Instrument	294617

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	342 Months
Due	Jul 1, 2050

July 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jul 17, 2020
Property Address	318 HIDDEN RIV E, HOLLY, MI 48442-2029
Document Number	0000139242
Book / Page	54514 / 334
Map Reference	LB 37063 PG 603-687
Instrument Date	Jun 30, 2020
Instrument	139242
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 29, 2021
Title Company	TITLE ONE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,494.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	811 SOUTH BLVD E # E100, 811, ROCHESTER HILLS, MI 48307-5359

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 HIDDEN RIV E, HOLLY, MI 48442-2029

Mortgage

Document Number	0054514337
Date	Jul 17, 2020
Instrument	54514/337

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Feb 26, 2018
Property Address	318 HIDDEN RIV E, HOLLY, MI 48442-2029
Document Number	0000030440
Book / Page	051585 / 000216
Instrument Date	Jan 24, 2018
Instrument	30440
Transaction Type	Transfer
Record Updated	Mar 12, 2018
Title Company	CHIRCO TITLE AGENCY INC

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	811 E SOUTH BLVD ROCHESTER HILLS MI 48307, ROCHESTER HILLS, MI 48307

Tax Assessment & Valuation

The 2025 property tax bill for 318 Hidden Riv E was $3,684 with a homeowner's exemption, down 25.6% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Holly Township
Unified School District	Holly Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,684.00 (-25.59%) Homeowner's exemption	$168,080	$336,160
2024	$4,951.00
2023		$145,150	$290,300
2021	$4,310.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 318 Hidden Riv E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 318 Hidden Riv E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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