320 Hickory St, Waterloo, IL 62298 Property Records

Monroe County property record for 320 Hickory St, Waterloo, IL 62298

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 884 sqft · built 1960
Lot Size0.2 acres (8,686 sqft)
Owner2 Company Names on Record
Last Sale$200,000 (Mar 2026)
Tax Bill$2,780 (2025)
Deeds & MortgagesMar 2026 Sale
Sep 2023 Transfer
Flood ZoneZone X (minimal risk)
APN07-25-405-001-000

Property Details

APN / Parcel Number

Primary APN07-25-405-001-000
Alternative APN
  • 07251540500100 00

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area884 sqft Living Area
1st Floor Area884 sqft
Basement Area884 sqft
Unfinished Basement884 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Construction TypeFrame
Lot Area8,686 sqft (0.2 acres)
Lot Dimensions125 ft deep x 72 ft wide
Garage TypeCarport
CarportCarport

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address320 HICKORY ST
CityWATERLOO
StateIL
Zip62298-1413
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeWR3
Legal DescriptionPART TAX LOT 40A SOUTH OUTLOTS SEC 25
Legal Range10W
Legal Township02S
Legal Section25
Legal SubdivisionWATERLOO
Legal Lot Number40A
JurisdictionMONROE IL
Township / Civil Division18
Census Block Group4
Census Block4012
Census Tract600501

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address4804 STATE ROUTE 159, RED BUD, IL 62278-2920
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Mar 9, 2026Deed, Transfer
Sep 26, 2023Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 9, 2026 · Amount on Record
Deed SaleMar 9, 2026 · Amount on Record
Deed Document Number2026441537
Prior Transfer DateSep 25, 2023
Prior Transfer Doc0000430678
Record UpdatedOct 29, 2026

March 2026: Deed, Transfer

Document TypeDeed
JurisdictionMONROE IL
Recording DateMar 9, 2026
Property Address320 HICKORY ST, WATERLOO, IL 62298-1413
Document Number0000441537
Instrument DateMar 5, 2026
Instrument441537
Transaction TypeTransfer
Record UpdatedMar 25, 2026

Transaction

AmountAmount Recorded
Tax$300.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3601 STATE ROUTE 156, WATERLOO, IL 62298-2117

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address4804 STATE ROUTE 159, RED BUD, IL 62278-2920

September 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONROE IL
Recording DateSep 26, 2023
Property Address320 HICKORY ST, WATERLOO, IL 62298-1413
Document Number0000430678
Instrument DateAug 28, 2023
Instrument430678
Transaction TypeTransfer
Record UpdatedOct 18, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address320 HICKORY ST, WATERLOO, IL 62298-1413

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address320 HICKORY ST, WATERLOO, IL 62298-1413

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,780.00$53,240 (+3.98%) Land $16,280 Building $36,960$159,720 (+3.98%) Land $48,840 Building $110,880
2024$2,780.00$51,200 (+25.21%) Land $16,000 Building $35,200$153,600 (+25.21%) Land $48,000 Building $105,600
2022Additional exemption filed$40,890 (+10.57%) Land $15,090 Building $25,800$122,670 (+10.57%) Land $45,270 Building $77,400
2021Additional exemption filed$36,980 Land $11,180 Building $25,800$110,940 Land $33,540 Building $77,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO
serves 10,190 people · EPA ID IL1330300
Water SourceGroundwater
Last State InspectionDec 2025
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting30
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Harrisonville Telephone Company
Fiber · DSL
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Wisper ISP.

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