309 Hickory St, Waterloo, IL 62298 Property Records

Monroe County property record for 309 Hickory St, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 862 sqft · built 1897
Lot Size	0.12 acres (5,072 sqft)
Owner	Individual Name on File
Tax Bill	$3,315 (2025)
Deeds & Mortgages	Mar 2023 Transfer Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-25-404-018-000`

Property Details

APN / Parcel Number

Primary APN	`07-25-404-018-000`
Alternative APN	`07251540400900 00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	862 sqft Building Perimeter
1st Floor Area	624 sqft
Upper Floors Area	238 sqft

Exterior

Year Built	Built 1897
Effective Year Built	Effective 1897
Construction Type	Frame
Foundation Type	Raised
Lot Area	5,072 sqft (0.12 acres)
Lot Dimensions	155 ft deep x 33 ft wide
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	208 sqft
Patio Area	234 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	309 HICKORY ST
City	WATERLOO
State	IL
Zip	62298-1414
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR3
Legal Description	LOT 3B & E/2 LOT 4 ROSE & OMELVENEYS ADDN
Legal Range	10W
Legal Township	02S
Legal Section	25
Legal Subdivision	ROSE & OMELVENEYS ADD
Legal Lot Number	3B
Jurisdiction	MONROE IL
Township / Civil Division	18
Census Block Group	4
Census Block	4013
Census Tract	600501

Owner

309 Hickory St is owned by an individual who acquired it in March 2023.

Source: Monroe County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	6430 KONARCIK RD, WATERLOO, IL 62298-2420
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Jan 12, 2017	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 29, 2023
Transfer Doc	0000428459
Record Updated	Oct 29, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IL
Recording Date	Mar 30, 2023
Property Address	309 HICKORY ST, WATERLOO, IL 62298-1414
Document Number	0000428459
Map Reference	MB A PG 25
Instrument Date	Mar 22, 2023
Instrument	428459
Transaction Type	Transfer
Record Updated	Apr 19, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6430 KONARCIK RD, WATERLOO, IL 62298-2420

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6430 KONARCIK RD, WATERLOO, IL 62298-2420

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Jan 12, 2017
Property Address	309 HICKORY ST, WATERLOO, IL 62298-1414
Document Number	0000387802
Instrument Date	Dec 1, 2016
Instrument	387802
Transaction Type	Transfer
Record Updated	Apr 22, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 HICKORY ST, WATERLOO, IL 62298-1414

Mortgage

Document Number	0000387803
Date	Jan 12, 2017
Instrument	387803

Lender

Name	US BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 309 Hickory St was $3,315, up 6.2% from the year before.

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,315.00 (+6.18%)	$54,340 Land $15,670 Building $38,670	$163,020 Land $47,010 Building $116,010
2024	$3,122.00
2022		$28,700 Land $7,830 Building $20,870	$86,100 Land $23,490 Building $62,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 309 Hickory St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 309 Hickory St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO serves 10,190 people · EPA ID IL1330300
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Harrisonville Telephone Company DSL · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

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