Monroe County property record for 312 Hickory St, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 1,032 sqft · built 1880 |
| Lot Size | 0.28 acres (12,327 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,254 (2025) |
| Deeds & Mortgages | Aug 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-25-405-004-000 |
| Primary APN | 07-25-405-004-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,032 sqft Building Perimeter |
| 1st Floor Area | 840 sqft |
| Upper Floors Area | 192 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 12,327 sqft (0.28 acres) |
| Lot Dimensions | 172 ft deep x 76 ft wide |
| Garage Type | Mixed |
| Garage Area | 308 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 168 sqft |
| Deck Area | 414 sqft |
| Patio Area | 99 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 312 HICKORY ST |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1413 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | WR3 |
| Legal Description | PART LOT 41A |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 25 |
| Legal Lot Number | 41A |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 18 |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 600501 |
312 Hickory St is owned and occupied by two individuals who acquired it in August 2023.
Source: Monroe County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 312 HICKORY ST, WATERLOO, IL 62298-1413 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 14, 2023 |
| Transfer Doc | 0000430215 |
| Record Updated | Oct 29, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Aug 22, 2023 |
| Property Address | 312 HICKORY ST, WATERLOO, IL 62298-1413 |
| Document Number | 0000430215 |
| Instrument Date | Aug 14, 2023 |
| Instrument | 430215 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 312 HICKORY ST, WATERLOO, IL 62298-1413 |
The 2025 property tax bill for 312 Hickory St was $2,254 with exemptions applied, up 4.3% from the year before.
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,254.00 (+4.26%) Homeowner's exemption Senior Citizen's exemption | $65,420 Land $16,910 Building $48,510 | $196,260 Land $50,730 Building $145,530 |
| 2024 | $2,162.00 | ||
| 2022 | Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $56,080 (+5.65%) Land $15,490 Building $40,590 | $168,240 (+5.65%) Land $46,470 Building $121,770 |
| 2021 | Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $53,080 Land $13,040 Building $40,040 | $159,240 Land $39,120 Building $120,120 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 312 Hickory St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 312 Hickory St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO serves 10,190 people · EPA ID IL1330300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 30 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Harrisonville Telephone Company DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Wisper ISP.
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