320 E Main St, Waverly, TN 37185 Property Records

Humphreys County property record for 320 E Main St, Waverly, TN 37185 · Last verified February 2026

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,040 sqft · built 2023
Lot Size0.401 acres (17,500 sqft)
OwnerIndividual Name on File
Last Sale$35,000 (Jan 1998)
Tax Bill$1,335 (2025)
Deeds & MortgagesMar 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN043064G H 01300

Property Details

APN / Parcel Number

Primary APN043064G H 01300
Alternative APN
  • 064G H 01300

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,040 sqft Living Area
1st Floor Area962 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2023
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area17,500 sqft (0.401 acres)
Lot Dimensions250 ft deep x 70 ft wide
TerrainRolling
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area212 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address320 E MAIN ST
CityWAVERLY
StateTN
Zip37185-2126
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 02 LOT # 33 34 & P/O 35, COUNTY AREA: W06
Legal SubdivisionLUCAS LAND & LUMBER
Legal BlockA
Legal Lot Number33,34 34
JurisdictionHUMPHREYS TN
Township / Civil Division3
Census Block Group4
Census Block4022
Census Tract130300

Owner

Source: Humphreys County records · APN 043064G H 01300

Assessment roll updated May 20, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address320 E MAIN ST, WAVERLY, TN 37185-2126
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 17, 1998 · Amount on Record
Deed SaleJan 17, 1998 · Amount on Record
Deed Document Number0000173579
Record UpdatedJun 08, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUMPHREYS TN
Property Address320 E MAIN ST, WAVERLY, TN 37185-2126
Transaction TypeMortgage
Record UpdatedMar 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000782
DateMar 11, 2020
Book Page233/2719
Instrument20000782
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35211
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueFeb 14, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Humphreys County records · Assessment roll updated May 20, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHumphreys County
MunicipalityWaverly City
Unified School DistrictHumphreys County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,335.00 (-0.3%)$43,950 (-) Land $4,225 Building $39,725
2024$1,339.00 (+22.51%)$43,950 (-) Land $4,225 Building $39,725
2023$1,093.00 (+697.81%)$43,950 (+928.07%) Land $4,225 Building $39,725$175,800 (+928.07%) Land $16,900 Building $158,900
2022$137.00$4,275 Land $4,275$17,100 Land $17,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Humphreys County (47085C), updated September 25, 2009 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 20% of the US · above 28% of Tennessee
Wildfire LikelihoodAbout 1 in 5,882 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on E Main St

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