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317 E Main St, Waverly, TN 37185 Property Records

Humphreys County property record for 317 E Main St, Waverly, TN 37185

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,384 sqft · built 1930
Lot Size0.53 acres (23,087 sqft)
Owner2 Individual Names on Record
Last Sale$187,450 (Apr 2026)
Tax Bill$443 (2025)
Deeds & MortgagesApr 2026 Sale
Oct 2023 Sale & Mortgage
+ 2 more
Flood ZoneZone AE (high risk)
APN043064G G 01300

Property Details

APN / Parcel Number

Primary APN043064G G 01300
Alternative APN
  • 064G G 01300

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,384 sqft Living Area
1st Floor Area1,384 sqft
Utility RoomUtility Room
FlooringCarpet
Interior WallsPaneling
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1995
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area23,087 sqft (0.53 acres)
Lot Dimensions338 ft deep x 76 ft wide
TerrainRolling
Garage TypeCarport
Garage Area385 sqft
CarportCarport
Carport Area385 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area144 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address317 E MAIN ST
CityWAVERLY
StateTN
Zip37185-2125
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code00
Legal DescriptionDISTRICT: 02, COUNTY AREA: W06
Legal SubdivisionLUCAS LAND & LUMBER
Legal BlockB
JurisdictionHUMPHREYS TN
Township / Civil Division2
Census Block Group4
Census Block4012
Census Tract130300

Owner

Source: Humphreys County records, as of April 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address846 OAKLAND DR, NEW JOHNSONVILLE, TN 37134-9648
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 2, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Oct 16, 2023Warranty Deed, Transfer · Stand-Alone First Mortgage
BANK OF PERRY COUNTY
Dec 17, 2020Warranty Deed, Transfer · FHA Mortgage
CARDINAL FINANCIAL COMPANY LP
Sep 19, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 2, 2026 · Amount on Record
Deed SaleApr 2, 2026 · Amount on Record
Prior SaleOct 16, 2023 · Amount on Record
Deed Document Number20261034
Deed Book / Page12 / 2019
Record UpdatedJun 8, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHUMPHREYS TN
Recording DateApr 2, 2026
Property Address317 E MAIN ST, WAVERLY, TN 37185-2125
Document Number0000001034
Book / Page12 / 2019
Instrument DateApr 1, 2026
Instrument20261034
Transaction TypeTransfer
Record UpdatedApr 10, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$70,050.57
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address846 OAKLAND DR, NEW JOHNSONVILLE, TN 37134-9648

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHUMPHREYS TN
Recording DateOct 16, 2023
Property Address317 E MAIN ST, WAVERLY, TN 37185-2125
Document Number0000002791
Book / PageWD214 / 1445
Instrument DateOct 16, 2023
Instrument23002791
Transaction TypeTransfer
Record UpdatedOct 30, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$573.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 363, NEW JOHNSONVILLE, TN 37134-0363

Mortgage

Document Number0000002792
DateOct 16, 2023
Instrument23002792
Lender
NameBANK OF PERRY COUNTY
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term84 Months
DueOct 16, 2030

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHUMPHREYS TN
Recording DateDec 17, 2020
Property Address317 E MAIN ST, WAVERLY, TN 37185-2125
Document Number0000003586
Book / Page209 / 2657
Instrument DateDec 17, 2020
Instrument20003586
Transaction TypeTransfer
Record UpdatedMar 11, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$536.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address317 E MAIN ST, WAVERLY, TN 37185-2125

Mortgage

Document Number0000003587
DateDec 17, 2020
Book Page236/2542
Instrument20003587
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHUMPHREYS TN
Recording DateSep 19, 2017
Property Address317 E MAIN ST, WAVERLY, TN 37185-2125
Document Number0000002318
Book / Page000205 / 000507
Instrument DateAug 25, 2017
Instrument2318
Transaction TypeTransfer
Record UpdatedSep 28, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$151.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2172 MAYNE TRACE RD WAVERLY TN 371852972, WAVERLY, TN 37185-2972

Tax Assessment & Valuation

Source: Humphreys County assessment roll, as of January 27, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHumphreys County
MunicipalityWaverly City
Unified School DistrictHumphreys County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$443.00 (-0.45%)$14,600 (-) Land $4,225 Building $10,375
2024$445.00 (+0.23%)$14,600 (-) Land $4,225 Building $10,375
2023$444.00 (+21.98%)$14,600 (+28.63%) Land $4,225 Building $10,375$58,400 (+28.63%) Land $16,900 Building $41,500
2022$364.00$11,350 Land $4,275 Building $7,075$45,400 Land $17,100 Building $28,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 15 policies
Nearby Flood Policies15 in force
Nearby Flood Claims72 (1984–2021)
Claims Outside the SFHA9 of 72
Most Recent ClaimAug 2021 · rainfall accumulation
Claims by Event
  • Severe Storm And Flooding, Aug 2021 · 27 claims
  • Severe Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 16 claims
  • Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 93% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWAVERLY WATER DEPARTMENT
serves 9,270 people · EPA ID TN0000733
Water SourceSurface water
Last State InspectionSep 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
GigFire
Fiber · Fixed Wireless		1,000 / 1,000
Meriwether Lewis Connect
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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