315 E Main St, Waverly, TN 37185 Property Records

Humphreys County property record for 315 E Main St, Waverly, TN 37185 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	3 ba · 4,932 sqft · built 1911
Lot Size	0.66 acres (28,755 sqft)
Owner	Company Name on File
Last Sale	$160,000 (Aug 2022)
Tax Bill	$1,227 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Mar 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`043064G G 01100`

Property Details

APN / Parcel Number

Primary APN	`043064G G 01100`
Alternative APN	`064G G 01100`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	4,932 sqft Living Area
1st Floor Area	4,400 sqft
Upper Floors Area	532 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1911
Effective Year Built	Effective 1985
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	28,755 sqft (0.66 acres)
Lot Dimensions	355 ft deep x 81 ft wide
Terrain	Rolling
Garage Type	Carport
Carport	Carport
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	830 sqft
Shed	1 Shed
Shed Area	384 sqft
Utility Building	288 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	315 E MAIN ST
City	WAVERLY
State	TN
Zip	37185-2125
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 02, COUNTY AREA: W06
Legal Subdivision	LUCAS LAND & LUMBER
Legal Block	B
Jurisdiction	HUMPHREYS TN
Township / Civil Division	2
Census Block Group	4
Census Block	4012
Census Tract	130300

Owner

Source: Humphreys County records · APN 043064G G 01100

Assessment roll updated May 20, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1106 WOODLAND DR, NEW JOHNSONVILLE, TN 37134-9788
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2022	Warranty Deed, Transfer BANK OF PERRY COUNTY
Mar 23, 2021	Warranty Deed, Transfer · Conventional Mortgage APEX BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 15, 2022 · Amount on Record
Deed Sale	Aug 15, 2022 · Amount on Record
Prior Sale	Mar 23, 2021 · Amount on Record
Deed Document Number	22002651
Deed Book / Page	WD212 / 2316
Record Updated	Jun 08, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUMPHREYS TN
Recording Date	Aug 15, 2022
Property Address	315 E MAIN ST, WAVERLY, TN 37185-2125
Document Number	0000002651
Book / Page	WD212 / 2316
Instrument Date	Aug 04, 2022
Instrument	22002651
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$592.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1106 WOODLAND DR, NEW JOHNSONVILLE, TN 37134-9788

Mortgage

Document Number	0000002652
Date	Aug 15, 2022
Book Page	TD243/2250
Instrument	22002652

Lender

Name	BANK OF PERRY COUNTY
Type	Bank
Address	LINDEN, TN 37096

Agreement

Amount	Amount Recorded
Term	84 Months
Due	Aug 15, 2029

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUMPHREYS TN
Recording Date	Mar 23, 2021
Property Address	315 E MAIN ST, WAVERLY, TN 37185-2125
Document Number	0000000992
Book / Page	210 / 763
Instrument Date	Mar 19, 2021
Instrument	21000992
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$592.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 E MAIN ST, WAVERLY, TN 37185-2125
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000993
Date	Mar 23, 2021
Instrument	21000993

Lender

Name	APEX BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 01, 2036

Tax Assessment & Valuation

Source: Humphreys County records · Assessment roll updated May 20, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Humphreys County
Municipality	Waverly City
Unified School District	Humphreys County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,227.00 (-0.32%)	$40,400 (-) Land $8,125 Building $32,275
2024	$1,231.00	$40,400 (-) Land $8,125 Building $32,275
2023	$1,231.00 (+64.57%)	$40,400 (+73.2%) Land $8,125 Building $32,275	$161,600 (+73.2%) Land $32,500 Building $129,100
2022	$748.00	$23,325 Land $8,200 Building $15,125	$93,300 Land $32,800 Building $60,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Humphreys County (47085C), updated September 25, 2009 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470851303004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 15 individual NFIP policies nearby
Nearby Flood Policies	15 in force
Nearby Flood Claims	72 (1984–2021)
Claims Outside the SFHA	9 of 72
Most Recent Claim	Aug 2021, rainfall accumulation
Claims By Storm	Severe Storm And Flooding, Aug 2021 · 27 claims Severe Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 16 claims Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 23 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 28% of Tennessee
Wildfire Likelihood	About 1 in 5,882 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 177 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
LTD Broadband	Fiber	1,000 / 1,000
Meriwether Lewis Electric Cooperative	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
LTD Broadband	Fixed Wireless (unlicensed)	150 / 130
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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