320 E Elm St, Albion, IL 62806 Property Records

Edwards County property record for 320 E Elm St, Albion, IL 62806

Property Summary

Property Type	Single Family Home
Lot Size	0.291 acres (12,691 sqft)
Owner	2 Individual Names on Record
Last Sale	$55,000 (Apr 2021)
Tax Bill	$586 (2024)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Apr 2021 Sale & Mortgage
APN	`10-01-176-036`

Property Details

APN / Parcel Number

Primary APN	`10-01-176-036`
Alternative APN	`03-2-077-09`

Exterior

Lot Area	12,691 sqft (0.291 acres)
Lot Dimensions	240 ft deep x 2 ft wide

Location & Zoning

Street Address	320 E ELM ST
City	ALBION
State	IL
Zip	62806-1404
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AL-2,Q ,S ,T ,R ,L038,B000,P208 OUTLOT 38 90 1/2X240.9BEG 100FROM SW COR 155-295 02/05 WD 4-7-09 168:95 WD
Legal Subdivision	OUT LOT 38
Jurisdiction	EDWARDS IL
Township / Civil Division	ALBION NO. 1
Census Block Group	1
Census Block	1012
Census Tract	957100

Owner

Source: Edwards County records, as of August 7, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	320 E ELM ST, ALBION, IL 62806-1404
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2021	Warranty Deed, Transfer · Conventional Mortgage CITIZENS NATIONAL BANK ALBION
Apr 1, 2021	Warranty Deed, Transfer · Conventional Mortgage CITIZENS NATIONAL BANK ALBION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2021 · Amount on Record
Deed Sale	Apr 1, 2021 · Amount on Record
Prior Sale	Apr 7, 2009
Deed Document Number	2021106729
Deed Book / Page	205 / 139
Prior Transfer Date	Nov 18, 2013
Prior Transfer Doc	000181/271
Record Updated	Jun 8, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EDWARDS IL
Recording Date	Apr 1, 2021
Property Address	320 E ELM ST, ALBION, IL 62806-1404
Document Number	000205/139
Book / Page	205 / 139
Instrument Date	Mar 11, 2021
Instrument	106729
Transaction Type	Transfer
Record Updated	Aug 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$82.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	745 W SMOKETREE ST, 745, APACHE JUNCTION, AZ 85120-2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 E ELM ST, ALBION, IL 62806-1404

Mortgage

Document Number	1067304951
Date	Apr 1, 2021
Instrument	1067304951

Lender

Name	CITIZENS NATIONAL BANK ALBION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	3.25%

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EDWARDS IL
Recording Date	Apr 1, 2021
Property Address	320 E ELM ST, ALBION, IL 62806-1404
Document Number	205/139
Book / Page	205 / 139
Instrument Date	Mar 11, 2021
Instrument	106729
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$82.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	745 W SMOKETREE ST, 745, APACHE JUNCTION, AZ 85120-2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 E ELM ST, ALBION, IL 62806-1404

Mortgage

Document Number	1067304951
Date	Apr 1, 2021
Instrument	1067304951

Lender

Name	CITIZENS NATIONAL BANK ALBION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	3.25%

Tax Assessment & Valuation

Source: Edwards County assessment roll, as of August 7, 2025

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Albion City
County	Edwards County
Unified School District	Edwards County Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$586.00	$24,250 (+28.31%) Land $2,830 Building $21,420	$72,750 (+28.31%) Land $8,490 Building $64,260
2022		$18,900 Land $2,200 Building $16,700	$56,700 Land $6,600 Building $50,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELLERY WATER CORP private · serves 2,380 people · EPA ID IL0470010
Water Source	Purchased groundwater from ALBION
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ClearWave, Wabash Communications, Wisper ISP.

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