246 E Elm St, Albion, IL 62806 Property Records

Edwards County property record for 246 E Elm St, Albion, IL 62806

Property Summary

Property Type	Single Family Home
Lot Size	0.159 acres (6,967 sqft)
Owner	2 Individual Names on Record
Last Sale	$35,000 (Aug 2021)
Tax Bill	$1,563 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Aug 2021 Sale & Mortgage
APN	`10-01-160-016`

Property Details

APN / Parcel Number

Primary APN	`10-01-160-016`
Alternative APN	`03-2-016-02`

Exterior

Lot Area	6,967 sqft (0.159 acres)

Location & Zoning

Street Address	246 E ELM ST
City	ALBION
State	IL
Zip	62806-1215
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AL-2,Q ,S ,T ,R ,L010,B00J,P200 ORIG PLAT EAST 49 EXC N 100 LOT 10
Legal Subdivision	-
Legal Lot Number	10
Jurisdiction	EDWARDS IL
Township / Civil Division	ALBION NO. 1
Census Block Group	2
Census Block	2015
Census Tract	957100

Owner

Source: Edwards County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	246 E ELM ST, ALBION, IL 62806-1215
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2022	Deed of Trust, Mortgage HUD
Aug 3, 2021	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2021 · Amount on Record
Deed Sale	Aug 3, 2021 · Amount on Record
Deed Document Number	2021107135
Deed Book / Page	206 / 215
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EDWARDS IL
Property Address	246 E ELM ST, ALBION, IL 62806-1215
Transaction Type	Mortgage
Record Updated	Sep 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000510/192
Date	Aug 23, 2022
Book Page	510/192
Instrument	108230

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	348 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EDWARDS IL
Recording Date	Aug 3, 2021
Property Address	246 E ELM ST, ALBION, IL 62806-1215
Document Number	000206/215
Book / Page	206 / 215
Instrument Date	Jul 30, 2021
Instrument	107135
Transaction Type	Transfer
Record Updated	Sep 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$52.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	330 COUNTY ROAD 950 N, 330, ALBION, IL 62806-4427

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	246 E ELM ST, ALBION, IL 62806-1215

Mortgage

Document Number	107136499140
Date	Aug 3, 2021
Instrument	107136499140

Lender

Name	QUICKEN LOANS INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate	2.63%

Tax Assessment & Valuation

Source: Edwards County assessment roll, as of August 7, 2025

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Albion City
County	Edwards County
Unified School District	Edwards County Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,563.00 (+15.78%)	$22,490 (+39.86%) Land $2,060 Building $20,430	$67,470 (+39.86%) Land $6,180 Building $61,290
2022		$16,080 Land $1,470 Building $14,610	$48,240 Land $4,410 Building $43,830
2019	$1,350.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELLERY WATER CORP private · serves 2,380 people · EPA ID IL0470010
Water Source	Purchased groundwater from ALBION
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ClearWave, Wabash Communications, Wisper ISP.

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