325 E Elm St, Albion, IL 62806 Property Records

Edwards County property record for 325 E Elm St, Albion, IL 62806

Property Summary

Property TypeSingle Family Home
OwnerIndividual Name on File
Last Sale$88,000 (Sep 2025)
Tax Bill$1,072 (2019)
Deeds & MortgagesJun 2024 Line of Credit
Sep 2025 Sale & Mortgage
+ 1 more
APN10-01-326-006

Property Details

APN / Parcel Number

Primary APN10-01-326-006
Alternative APN
  • 03-2-155-01

Location & Zoning

Street Address325 E ELM ST
CityALBION
StateIL
Zip62806-1403
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionAL-2,Q ,S ,T ,R ,L001,B000,P233 ALLISON SUBDIV OF PT OL 35+36 110 FT X 92 FT LOT 1 & 44 FT X 110 FT LOT 2
Legal SubdivisionALLISON SUBDIV
Legal Lot Number1-2
JurisdictionEDWARDS IL
Township / Civil DivisionALBION NO. 1
Census Block Group1
Census Block1022
Census Tract957100

Owner

Source: Edwards County assessment roll, as of January 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address325 E ELM ST, ALBION, IL 62806-1403
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 10, 2024Deed of Trust, Mortgage · Line of Credit
THE FIRST NATIONAL BANK OF ALLENDALE
Sep 24, 2025Warranty Deed, Transfer · FHA Mortgage
SYNERGY ONE LENDING
Oct 29, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 24, 2025 · Amount on Record
Deed SaleSep 24, 2025 · Amount on Record
Prior SaleOct 29, 2021
Deed Document Number111193
Deed Book / Page221 / 29
Record UpdatedJun 8, 2026

June 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEDWARDS IL
Property Address325 E ELM ST, ALBION, IL 62806-1403
Transaction TypeMortgage
Record UpdatedOct 9, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address325 E ELM ST, ALBION, IL 62806-1403

Mortgage

Document Number00000525/3
DateJun 10, 2024
Book Page525/3
Instrument109912
Lender
NameTHE FIRST NATIONAL BANK OF ALLENDALE
AddressMOUNT CARMEL, IL 62863
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEDWARDS IL
Recording DateSep 24, 2025
Property Address325 E ELM ST, ALBION, IL 62806-1403
Document Number0000221/29
Book / Page221 / 29
Map ReferencePL 43 PG 25018
Instrument DateSep 17, 2025
Instrument111193
Transaction TypeTransfer
Record UpdatedOct 9, 2025
Title CompanyMCLEAN COUNTY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$88.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address325 E ELM ST, ALBION, IL 62806-1403

Mortgage

Document Number0000111194
DateSep 24, 2025
Instrument111194
Lender
NameSYNERGY ONE LENDING
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term241 Months
DueOct 1, 2045
Interest
Rate TypeFixed Rate
Rate5.75%

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEDWARDS IL
Recording DateOct 29, 2021
Property Address325 E ELM ST, ALBION, IL 62806-1403
Document Number207/135
Book / Page207 / 135
Map ReferenceMB2 PG43 DOC25018
Instrument DateOct 28, 2021
Instrument107387
Transaction TypeTransfer
Record UpdatedNov 25, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address205 E FAIR ST, 205, GRAYVILLE, IL 62844-1141

Transferred To (Grantee/Buyer)

NameVerified Name
Address325 E ELM ST, ALBION, IL 62806-1403

Tax Assessment & Valuation

Source: Edwards County assessment roll, as of January 1, 2024

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAlbion City
CountyEdwards County
Unified School DistrictEdwards County Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024Homeowner's exemption$35,890 (+28.27%) Land $1,140 Building $34,750$107,670 (+28.27%) Land $3,420 Building $104,250
2022$27,980 Land $890 Building $27,090$83,940 Land $2,670 Building $81,270
2019$1,072.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 70% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELLERY WATER CORP
private · serves 2,380 people · EPA ID IL0470010
Water SourcePurchased groundwater from ALBION
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Cable One
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Delta Communications, Wabash Telephone Cooperative, Wisper ISP.

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