320 E Bluff St, Winnebago, IL 61088 Property Records

Winnebago County property record for 320 E Bluff St, Winnebago, IL 61088 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 1870
Square Footage	2,860 sqft Living Area
Lot Size	4.59 acres
Garage	1,440 sqft
Tax Bill	$5,364.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`512A106`
Alternative APN	`1409326002`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	6 Rooms
Building Area	2,860 sqft Living Area
1st Floor	1,305 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Construction Type	Frame Construction
Lot Area	200,000 sqft
Depth X Width	1,250 ft x 160 ft Depth x Width
Driveway	Driveway
Garage Area	1,440 sqft Garage
Deck Area	528 sqft Deck

Utilities and HVAC

Heating System	Central Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Street Address	320 E BLUFF ST
City	WINNEBAGO
State	IL
Zip	61088-9679
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CANAL TRUSTEES ADD S 1/4 BLKS 45 + BLOCK 046
Legal Subdivision	CANAL TRUSTEES ADD
Legal Block	45,04
Jurisdiction	WINNEBAGO IL
Minor Civil Division	WINNEBAGO
Census Blockgroup	2
Census Block	2014
Census Tract	4200

Owner

Source: Winnebago County records · APN 512A106

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	706 SCHOOL ST, CHANA, IL 61015-9704
Owner Type	Owner is a Company
Vesting	Owner is a Trust, Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Sep 30, 2024
Transfer Doc	0000028490
Record Refreshed	Sep 20, 2026

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Mar 03, 2023
Property Address	320 E BLUFF ST, WINNEBAGO, IL 61088-9679
Document Number	0000004448
Map Reference	BK108 PG327
Instrument Date	Mar 02, 2023
Instrument	2304448
Transaction Type	Transfer
Record Updated	Mar 22, 2023
Title Company	TULSA ABSTRACT AND TITLE COMPANY, TUA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arms Length Transaction Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6625 GRASSRIDGE RD, ROCKFORD, IL 61108-6857

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6625 GRASSRIDGE RD, ROCKFORD, IL 61108-6857

Tax Assessment & Valuation

Source: Winnebago County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Winnebago Township
Municipality	Winnebago Village
Unified School District	Winnebago Community Unit School District 323 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,364.00	$64,837 (+31.58%) Land $14,759 Building $50,078	$194,511 (+31.58%) Land $44,277 Building $150,234
2022	Homeowner's exemption	$49,274 Land $11,338 Building $37,936	$147,822 Land $34,014 Building $113,808

Flood & Wildfire

320 E Bluff St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Winnebago County (17201C), updated July 12, 2023

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 71st in Illinois
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.