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320 E Bay St, Charleston, SC 29401 Property Records

Charleston County property record for 320 E Bay St, Charleston, SC 29401

Property Summary

Property TypeCommercial
Details5,670 sqft · built 1981
Lot Size0.27 acres (11,761 sqft)
OwnerCompany Name on File
Last Sale$6,200,000 (Feb 2026)
Tax Bill$64,976 (2025)
Deeds & MortgagesFeb 2026 Sale
Feb 2026 Transfer
Flood ZoneZone AE (high risk)
APN458-01-04-001

Property Details

APN / Parcel Number

Primary APN458-01-04-001

Interior

Units3 Units
Stories1 Story
Building Area5,670 sqft Finished Area
1st Floor Area5,670 sqft

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Lot Area11,761 sqft (0.27 acres)
Lot Width327 ft Width
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Street Address320 E BAY ST
CityCHARLESTON
StateSC
Zip29401-1681
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionDESCRIPTION -SE E BAY & LAURENS E EAST BAY
Legal SubdivisionE EAST BAY
JurisdictionCHARLESTON SC
Township / Civil DivisionCHARLESTON CENTRAL
Census Block Group1
Census Block1024
Census Tract5100

Owner

320 E Bay St, a commercial property, is owned by a company that bought it in February 2026.

Source: Charleston County records, as of September 23, 2026

Owner of RecordCompany Name on File
Mailing Address3990 HILLSBORO PIKE, 400, NASHVILLE, TN 37215-3162
Owner TypeCompany
VestingLimited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 23, 2026Limited Warranty Deed, Transfer
WC TITLE LLC, WCSR TITLE LLC
Feb 23, 2026Quit Claim Deed, Transfer
WC TITLE LLC, WCSR TITLE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 23, 2026 · Amount on File
Deed SaleFeb 23, 2026 · Amount on File
Prior SaleDec 29, 2015 · Amount on File
Deed Book / Page1370 / 858
Prior Transfer DateFeb 19, 2026
Prior Transfer Doc0013700859
Record UpdatedOct 29, 2026

February 2026: Limited Warranty Deed, Transfer

Document TypeLimited Warranty Deed
JurisdictionCHARLESTON SC
Recording DateFeb 23, 2026
Property Address320 E BAY ST, CHARLESTON, SC 29401-1681
Document Number0013700858
Book / Page1370 / 858
Map ReferenceMB AT PG 160
Instrument DateFeb 19, 2026
Transaction TypeTransfer
Record UpdatedMar 12, 2026
Title CompanyWC TITLE LLC, WCSR TITLE LLC

Transaction

AmountAmount on Record
Tax$16,120.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3990 HILLSHORO PIKE #400 # 400, 400, NASHVILLE, TN 37215-3162

February 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHARLESTON SC
Recording DateFeb 23, 2026
Property Address320 E BAY ST, CHARLESTON, SC 29401-1681
Document Number0013700859
Book / Page1370 / 859
Instrument DateFeb 19, 2026
Transaction TypeTransfer
Record UpdatedMar 12, 2026
Title CompanyWC TITLE LLC, WCSR TITLE LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3990 HILLSBORO PIKE STE 400, 400, NASHVILLE, TN 37215-3162

Tax Assessment & Valuation

The 2025 property tax bill for 320 E Bay St was $64,976, up 17.1% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCharleston County
MunicipalityCharleston City
Unified School DistrictCharleston County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$64,976.00 (+17.1%)$3,591,910 (+1,816.61%) Land $2,602,144 Building $989,766$4,579,500 Land $3,317,600 Building $1,261,900
2024$55,489.00$187,410
2022$51,036.00$187,410$3,493,200 Land $3,190,000 Building $303,200
2020$3,493,200 Land $3,190,000 Building $303,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 320 E Bay St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 292 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies967 units insured
incl. 675 condo units
Nearby Flood Claims55 (1982–2023)
Claims Outside the SFHA2 of 55
Most Recent ClaimDec 2023 · alluvial fan flooding
Claims by Event
  • Hurricane Irma, Sep 2017 · 8 claims
  • Severe Storms And Flooding, Oct 2015 · 4 claims
  • Hurricane Hugo, Sep 1989 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 320 E Bay St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLESTON WATER SYSTEM
serves 278,771 people · EPA ID SC1010001
Water SourceSurface water
Last State InspectionFeb 2024
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

May also be available: Home Telecom, Verizon.

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