303 E Bay St, Charleston, SC 29401 Property Records

Charleston County property record for 303 E Bay St, Charleston, SC 29401

Property Summary

Property Type	Single Family Home
Details	8 bd · 4 ba · 6,474 sqft · built 1815
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Tax Bill	$27,304 (2025)
Deeds & Mortgages	Dec 2021 Transfer Nov 2018 Transfer
Flood Zone	Zone AE (high risk)
APN	`458-01-03-027`

Property Details

APN / Parcel Number

Primary APN	`458-01-03-027`

Interior

Bedrooms	8 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	6,474 sqft Living Area
1st Floor Area	2,462 sqft
Upper Floors Area	4,012 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1815
Effective Year Built	Effective 1815
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	139 ft deep x 49 ft wide

Exterior Amenities

Porch	Slab
Porch Area	540 sqft
Shed	1 Shed
Shed Area	144 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	303 E BAY ST
City	CHARLESTON
State	SC
Zip	29401-1532
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -ANSONBOROUGH DESCRIPTION -303 EAST BAY
Legal Subdivision	ANSONBOROUGH
Jurisdiction	CHARLESTON SC
Township / Civil Division	CHARLESTON CENTRAL
Census Block Group	1
Census Block	1025
Census Tract	5100

Owner

303 E Bay St is owned by two individuals who acquired it in September 2021.

Source: Charleston County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 1373, BENNETTSVILLE, SC 29512-1373
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2021	Intrafamily Transfer, Transfer
Nov 29, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 10, 2021
Transfer Doc	0010580369
Record Updated	Oct 29, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLESTON SC
Recording Date	Dec 7, 2021
Property Address	303 E BAY ST, CHARLESTON, SC 29401-1532
Document Number	0010580369
Book / Page	1058 / 369
Map Reference	MB L7 PG 477
Instrument Date	Sep 10, 2021
Transaction Type	Transfer
Record Updated	Mar 31, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 1373, BENNETTSVILLE, SC 29512-1373

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLESTON SC
Recording Date	Nov 29, 2018
Property Address	303 E BAY ST, CHARLESTON, SC 29401-1532
Document Number	0763/0143
Book / Page	000763 / 000143
Instrument Date	Nov 29, 2018
Transaction Type	Transfer
Record Updated	Dec 24, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 E BAY ST CHARLESTON SC 294011532, CHARLESTON, SC 29401-1532

Tax Assessment & Valuation

The 2025 property tax bill for 303 E Bay St was $27,304, up 10.2% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$27,304.00 (+10.21%)	$1,653,191 (+1,816.74%) Land $753,691 Building $899,500	$3,066,200 Land $1,149,200 Building $1,917,000
2024	$24,775.00	$86,250
2022	$22,985.00	$86,250	$1,986,953 Land $905,853 Building $1,081,100
2020			$1,986,953 Land $905,853 Building $1,081,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 303 E Bay St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 292 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	967 units insured incl. 675 condo units
Nearby Flood Claims	55 (1982–2023)
Claims Outside the SFHA	2 of 55
Most Recent Claim	Dec 2023 · alluvial fan flooding
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims Severe Storms And Flooding, Oct 2015 · 4 claims Hurricane Hugo, Sep 1989 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 303 E Bay St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Home Telecom, Verizon.

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