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313 E Bay St, Charleston, SC 29401 Property Records

Charleston County property record for 313 E Bay St, Charleston, SC 29401

Property Summary

Property TypeApartments (5+ Units)
Details2 bd · 1.5 ba · 2,646 sqft · built 1815
Lot Size0.15 acres (6,534 sqft)
OwnerCompany Name on File
Last Sale$1,800,000 (Nov 2019)
Tax Bill$48,403 (2025)
Deeds & MortgagesNov 2019 Sale & Line of Credit
Flood ZoneZone AE (high risk)
APN458-01-01-005

Property Details

APN / Parcel Number

Primary APN458-01-01-005

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Units6 Units
Stories2 Stories
Building Area2,646 sqft Total Area
1st Floor Area882 sqft
Upper Floors Area1,764 sqft

Exterior

Year BuiltBuilt 1815
Effective Year BuiltEffective 1815
Exterior MaterialBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialGalvanized Metal
Lot Area6,534 sqft (0.15 acres)
Lot Dimensions150 ft deep x 43 ft wide
PorchOpen Porch
Porch Area656 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Street Address313 E BAY ST
CityCHARLESTON
StateSC
Zip29401-1571
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Legal DescriptionDESCRIPTION -313 EAST BAY
JurisdictionCHARLESTON SC
Township / Civil DivisionCHARLESTON CENTRAL
Census Block Group1
Census Block1026
Census Tract5100

Owner

313 E Bay St, a residential property, is owned by a company that bought it in November 2019.

Source: Charleston County records, as of September 23, 2026

Owner of RecordCompany Name on File
Mailing Address5022 PLANK RD, NORTH GARDEN, VA 22959-1616
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 14, 2019 · Amount on File
Deed SaleNov 14, 2019 · Amount on File
Prior SaleJun 1, 2016 · Amount on File
Deed Book / Page839 / 713
Prior Transfer DateNov 30, 2015
Prior Transfer Doc0520/0580
Record UpdatedOct 29, 2026

November 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCHARLESTON SC
Recording DateNov 14, 2019
Property Address313 E BAY ST, CHARLESTON, SC 29401-1571
Document Number0839/0713
Book / Page000839 / 000713
Instrument DateNov 14, 2019
Transaction TypeTransfer
Record UpdatedDec 11, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,800.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address502 OLD PLANK RD NORTH GARDEN VA 22959, NORTH GARDEN, VA 22959

Mortgage

Document Number839/0715
DateNov 14, 2019
Book Page000839/000715
Lender
NameGRANDSOUTH BK
TypeBank
Address291 E BAY ST, CHARLESTON, SC 29401-1601
Agreement
TypeLine of Credit
AmountAmount on Record
Term84 Months
DueNov 13, 2026
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 313 E Bay St was $48,403, up 10.3% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCharleston County
MunicipalityCharleston City
Unified School DistrictCharleston County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$48,403.00 (+10.33%)$2,936,640 (+1,816.62%) Land $1,000,840 Building $1,935,800$3,225,800 Land $1,290,000 Building $1,935,800
2024$43,873.00$153,220
2022$40,740.00$153,220$2,553,600 Land $612,750 Building $1,940,850
2020$2,553,600 Land $612,750 Building $1,940,850

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 313 E Bay St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 292 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies967 units insured
incl. 675 condo units
Nearby Flood Claims55 (1982–2023)
Claims Outside the SFHA2 of 55
Most Recent ClaimDec 2023 · alluvial fan flooding
Claims by Event
  • Hurricane Irma, Sep 2017 · 8 claims
  • Severe Storms And Flooding, Oct 2015 · 4 claims
  • Hurricane Hugo, Sep 1989 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 313 E Bay St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLESTON WATER SYSTEM
serves 278,771 people · EPA ID SC1010001
Water SourceSurface water
Last State InspectionFeb 2024
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

May also be available: Home Telecom, Verizon.

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