320 E 55th St, Savannah, GA 31405 Property Records

Chatham County property record for 320 E 55th St, Savannah, GA 31405

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,470 sqft · built 1938
Lot Size	0.145 acres (6,299 sqft)
Owner	Individual Name on Record
Tax Bill	$5,831 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Aug 2022 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`2-0086-24-012`

Property Details

APN / Parcel Number

Primary APN	`2-0086-24-012`
Alternative APN	`K308D641`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,470 sqft Living Area
1st Floor Area	1,470 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 2000
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,299 sqft (0.145 acres)
Lot Dimensions	105 ft deep x 60 ft wide
Garage Area	144 sqft
Porch	Slab
Porch Area	127 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	320 E 55TH ST
City	SAVANNAH
State	GA
Zip	31405-3426
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	LOTS 273, 274 SEABROOK WD
Legal Subdivision	HULL PARK
Legal Lot Number	273-274
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	4
Census Block	4002
Census Tract	2900

Owner

Source: Chatham County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 6544, MIRAMAR BEACH, FL 32550-1005
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION
Aug 22, 2022	Warranty Deed, Transfer
Jun 21, 2022	Warranty Deed, Transfer
Feb 22, 2022	Warranty Deed, Transfer · Conventional Mortgage DELTA COMMUNITY CREDIT UNION
Oct 18, 2019	Warranty Deed, Transfer · Conventional Mortgage UNITED COMMUNITY BANK
Nov 20, 2017	Warranty Deed, Transfer · Conventional Mortgage SUNTRUST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2022
Deed Sale	Aug 26, 2022
Prior Sale	Jun 21, 2022 · Amount on Record
Deed Document Number	202210318
Deed Book / Page	2898 / 123
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Recording Date	Jul 21, 2026
Property Address	320 E 55TH ST, SAVANNAH, GA 31405-3426
Document Number	4038000003
Book / Page	4038 / 3
Instrument Date	Jul 17, 2026
Transaction Type	Mortgage
Record Updated	Aug 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4038000003,
Date	Jul 21, 2026
Book Page	4038/3

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	264 Months
Due	Jul 1, 2048

Interest

Rate	6.47%
Max Rate	-1%

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Aug 22, 2022
Property Address	320 E 55TH ST, SAVANNAH, GA 31405-3426
Document Number	0028980123
Book / Page	2898 / 123
Instrument Date	Aug 22, 2022
Instrument	2022-010318
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 6544, MIRAMAR BEACH, FL 32550-1005

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Jun 21, 2022
Property Address	320 E 55TH ST, SAVANNAH, GA 31405-3426
Document Number	0028380612
Book / Page	2838 / 612
Instrument Date	Jun 21, 2022
Instrument	2022-007311
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 6544, MIRAMAR BEACH, FL 32550-1005

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Feb 22, 2022
Property Address	320 E 55TH ST, SAVANNAH, GA 31405-3426
Document Number	0027180002
Book / Page	2718 / 2
Instrument Date	Feb 22, 2022
Instrument	2022-001943
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 E 55TH ST, SAVANNAH, GA 31405-3426

Mortgage

Document Number	0027180004
Date	Feb 22, 2022
Book Page	0000002718/0000000004

Lender

Name	DELTA COMMUNITY CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Oct 18, 2019
Property Address	320 E 55TH ST, SAVANNAH, GA 31405-3426
Document Number	0017500490
Book / Page	1750 / 490
Instrument Date	Oct 18, 2019
Instrument	2019-010968
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 E 55TH ST, SAVANNAH, GA 31405-3426

Mortgage

Document Number	0017500492
Date	Oct 21, 2019
Book Page	0000001750/0000000492

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Nov 20, 2017
Property Address	320 E 55TH ST, SAVANNAH, GA 31405-3426
Document Number	0012360046
Book / Page	1236 / 046
Instrument Date	Nov 20, 2017
Instrument	2017-011873
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 E 55TH ST, SAVANNAH, GA 31405-3426

Mortgage

Document Number	0012360051
Date	Dec 7, 2017
Book Page	1236/051
Instrument	30737190016

Lender

Name	SUNTRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Savannah City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$204,400 (-) Land $44,000 Building $160,400	$511,000 (-) Land $110,000 Building $401,000
2025	$5,831.00 (+389.18%)	$204,400 (+7.56%) Land $44,000 Building $160,400	$511,000 (+7.56%) Land $110,000 Building $401,000
2023		$190,040 (+33.27%) Land $30,000 Building $160,040	$475,100 (+33.27%) Land $75,000 Building $400,100
2022	$1,192.00	$142,600 Land $30,000 Building $112,600	$356,500 Land $75,000 Building $281,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	91 (1981–2024)
Claims Outside the SFHA	73 of 91
Most Recent Claim	Nov 2024 · river or lake flooding
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims Heavy Rains, Tornados, Flooding, High Winds, Oct 1994 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.2% of Georgia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
LiveOak Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: ClearWave, Seimitsu, T-Mobile.

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