316 E 55th St, Savannah, GA 31405 Property Records

Chatham County property record for 316 E 55th St, Savannah, GA 31405

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,398 sqft · built 1940
Lot Size	0.253 acres (11,021 sqft)
Owner	Company Name on Record
Tax Bill	$7,025 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Sep 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2-0086-24-015`

Property Details

APN / Parcel Number

Primary APN	`2-0086-24-015`
Alternative APN	`H254M547`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,398 sqft Living Area
1st Floor Area	2,372 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1990
Architectural Style	Multi-Family
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,021 sqft (0.253 acres)
Garage Area	682 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	10 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	316 E 55TH ST
City	SAVANNAH
State	GA
Zip	31405-3426
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	LOTS 279 280 281 + W 1/2 278 SE ABROOK WD
Legal Subdivision	HULL PARK
Legal Lot Number	279-281
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	4
Census Block	4002
Census Tract	2900

Owner

Source: Chatham County records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	34 E 48TH ST, SAVANNAH, GA 31405-2121
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2026	Deed of Trust, Mortgage · Commercial Mortgage ARDRI
Sep 7, 2022	Warranty Deed, Transfer
Mar 12, 2020	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE
Jul 17, 2017	Warranty Deed, Transfer · Commercial Mortgage GUILD MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 7, 2022
Deed Sale	Sep 7, 2022
Prior Sale	Mar 12, 2020 · Amount on Record
Deed Document Number	202210738
Deed Book / Page	2907 / 67
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	316 E 55TH ST, SAVANNAH, GA 31405-3426
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 E 55TH ST, SAVANNAH, GA 31405-3426

Mortgage

Document Number	0039210765
Date	Mar 9, 2026
Book Page	0000003921/0000000765

Lender

Name	ARDRI

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Sep 7, 2022
Property Address	316 E 55TH ST, SAVANNAH, GA 31405-3426
Document Number	0029070067
Book / Page	2907 / 67
Instrument Date	Sep 7, 2022
Instrument	2022-010738
Transaction Type	Transfer
Record Updated	Sep 23, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 E 48TH ST, SAVANNAH, GA 31405-2121

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Mar 12, 2020
Property Address	316 E 55TH ST, SAVANNAH, GA 31405-3426
Document Number	0018780800
Book / Page	1878 / 800
Instrument Date	Mar 12, 2020
Instrument	2020-002650
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	93 E SHEFFIELD AVE, ENGLEWOOD, NJ 07631-4914

Mortgage

Document Number	0018790001
Date	Mar 19, 2020
Book Page	0000001879/0000000001
Instrument	032230730018

Lender

Name	ACADEMY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Jul 17, 2017
Property Address	316 E 55TH ST, SAVANNAH, GA 31405-3426
Document Number	0011270405
Book / Page	1127 / 405
Instrument Date	Jul 17, 2017
Instrument	2017-007192
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 E 55TH ST, SAVANNAH, GA 31405-3426

Mortgage

Document Number	0011270406
Date	Jul 17, 2017
Book Page	1127/406
Instrument	30493960026

Lender

Name	GUILD MORTGAGE
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Savannah City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$344,720 (+41.28%) Land $54,000 Building $290,720	$861,800 (+41.28%) Land $135,000 Building $726,800
2025	$7,025.00 (-28.65%)	$244,000 (-5.98%) Land $36,000 Building $208,000	$610,000 (-5.98%) Land $90,000 Building $520,000
2023		$259,520 (+9.13%) Land $36,000 Building $223,520	$648,800 (+9.13%) Land $90,000 Building $558,800
2022	$9,846.00	$237,800 Land $36,000 Building $201,800	$594,500 Land $90,000 Building $504,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	91 (1981–2024)
Claims Outside the SFHA	73 of 91
Most Recent Claim	Nov 2024 · river or lake flooding
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims Heavy Rains, Tornados, Flooding, High Winds, Oct 1994 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.2% of Georgia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
LiveOak Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: ClearWave, Seimitsu, T-Mobile.

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