304 E 55th St, Savannah, GA 31405 Property Records

Chatham County property record for 304 E 55th St, Savannah, GA 31405

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,559 sqft · built 1949
Lot Size	0.145 acres (6,299 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,681 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2-0086-24-017`

Property Details

APN / Parcel Number

Primary APN	`2-0086-24-017`
Alternative APN	`O253B420`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,559 sqft Living Area
1st Floor Area	1,559 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1980
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,299 sqft (0.145 acres)
Lot Dimensions	105 ft deep x 60 ft wide
Garage Area	266 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	42 sqft
Deck Area	Deck Area
Patio Area	220 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	304 E 55TH ST
City	SAVANNAH
State	GA
Zip	31405-3426
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	LOTS 284, 285 SEABROOK WARD
Legal Subdivision	ARDMORE
Legal Lot Number	284-285
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	4
Census Block	4002
Census Tract	2900

Owner

Source: Chatham County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	304 E 55TH ST, SAVANNAH, GA 31405-3426
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2026	Deed of Trust, Mortgage · Line of Credit GEORGIA'S OWN CREDIT UNION
Nov 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Recording Date	Apr 2, 2026
Property Address	304 E 55TH ST, SAVANNAH, GA 31405-3426
Document Number	0039430166
Book / Page	3943 / 166
Instrument Date	Jan 2, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 E 55TH ST, SAVANNAH, GA 31405-3426

Mortgage

Document Number	3943000166,
Date	Apr 2, 2026
Book Page	3943/166

Lender

Name	GEORGIA'S OWN CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 1, 2051

Interest

Rate	6.19%
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	304 E 55TH ST, SAVANNAH, GA 31405-3426
Transaction Type	Mortgage
Record Updated	Dec 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 E 55TH ST, SAVANNAH, GA 31405-3426

Mortgage

Document Number	0000002622/0000000072
Date	Nov 24, 2021
Book Page	0000002622/0000000072

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Savannah City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$151,240 (+0.27%) Land $44,000 Building $107,240	$378,100 (+0.27%) Land $110,000 Building $268,100
2025	$1,681.00 (-29.87%) Homeowner's exemption	$150,840 (+32.69%) Land $44,000 Building $106,840	$377,100 (+32.69%) Land $110,000 Building $267,100
2023		$113,680 (+7.61%) Land $30,000 Building $83,680	$284,200 (+7.61%) Land $75,000 Building $209,200
2022	$2,397.00	$105,640 Land $30,000 Building $75,640	$264,100 Land $75,000 Building $189,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	91 (1981–2024)
Claims Outside the SFHA	73 of 91
Most Recent Claim	Nov 2024 · river or lake flooding
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims Heavy Rains, Tornados, Flooding, High Winds, Oct 1994 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.2% of Georgia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
LiveOak Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: ClearWave, Seimitsu, T-Mobile.

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