St. Charles County property record for 320 Copper Tree Ct, O Fallon, MO 63368 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2001 |
| Square Footage | 2,483 sqft Living Area |
| Lot Size | 8,276 sqft (0.19 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $296,000 (2018) |
| Tax Bill | $4,740.00 (2024) |
Source: St. Charles County records · APN T001700464
Assessment roll updated August 13, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 320 COPPER TREE CT, O FALLON, MO 63368-6340 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 30, 2019 | Deed of Trust, Mortgage · Conventional Mortgage TRUSTED FINANCIAL SERVICES INC |
| Oct 30, 2019 | Deed of Trust, Mortgage · Line of Credit TCF NATIONAL BANK |
| Dec 18, 2020 | Deed of Trust, Mortgage LIBERTY LNDG CONSULTANTS INC |
| Jun 05, 2018 | Warranty Deed, Transfer · Conventional Mortgage TRUSTED FINANCIAL SERVICES INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 05, 2018 · Amount on Record |
| Deed Sale | Jun 05, 2018 · Amount on Record |
| Prior Sale | Feb 13, 2001 · Amount on Record |
| Deed Doc Number | 2018312890 |
| Deed Book / Page | 6929 / 1803 |
| Prior Transfer Date | Feb 07, 2006 |
| Prior Transfer Doc | 0044130753 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 320 COPPER TREE CT, O FALLON, MO 63368-6340 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0071521875 |
|---|---|
| Date | Sep 30, 2019 |
| Book Page | 7152/1875 |
| Instrument | 20190930000540220 |
| Name | TRUSTED FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Address | SAINT LOUIS, MO 63146 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 320 COPPER TREE CT, O FALLON, MO 63368-6340 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0071720140 |
|---|---|
| Date | Oct 30, 2019 |
| Book Page | 7172/0140 |
| Instrument | 20191030000613140 |
| Name | TCF NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 23, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 320 COPPER TREE CT, O FALLON, MO 63368-6340 |
| Document Number | 0000102874 |
| Instrument Date | Dec 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 320 COPPER TREE CT O FALLON MO 633686340, O FALLON, MO 63368-6340 |
| Document Number | 0000102874 |
|---|---|
| Date | Dec 30, 2020 |
| Instrument | 102874 |
| Name | LIBERTY LNDG CONSULTANTS INC |
|---|---|
| Address | SAINT LOUIS, MO 63146 |
| Amount | Amount Recorded |
|---|---|
| Term | 300 Months |
| Due | Dec 29, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 05, 2018 |
| Property Address | 320 COPPER TREE CT, O FALLON, MO 63368-6340 |
| Document Number | 0069291803 |
| Book / Page | 6929 / 1803 |
| Map Reference | MB 36 PG 202 |
| Instrument Date | May 31, 2018 |
| Instrument | 20180605000312890 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Title Company | FREEDOM TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount from Assessment |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 320 COPPER TREE CT, O FALLON, MO 63368-6340 |
| Document Number | 20180605000312900 |
|---|---|
| Date | Jun 05, 2018 |
| Instrument | 20180605000312900 |
| Name | TRUSTED FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2048 |
Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Wentzville R-IV School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,047.00 (+6.48%) | $75,982 (+9.65%) | $399,907 (+9.66%) Building $399,907 |
| 2024 | $4,740.00 | ||
| 2023 | $69,292 | ||
| 2022 | $364,693 Land $65,000 Building $299,693 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | T001700464 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,483 sqft Living Area |
| Gross Area | 4,077 sqft Gross Area |
| 1st Floor | 1,489 sqft 1st Floor |
| Basement Area | 994 sqft Basement |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Bi-Level Style |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Lot Area | 8,276 sqft (0.19 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 600 sqft Garage |
| Patio Area | 410 sqft Patio |
| Porch | Open Porch |
| Porch Area | 105 sqft Porch |
| Heating Fuel | Gas Heating Fuel |
|---|---|
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | T001700464 |
|---|---|
| Street Address | 320 COPPER TREE CT |
| City | O FALLON |
| State | MO |
| Zip | 63368-6340 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PERSIMMON HILL VLG LOT 244 |
| Legal Subdivision | PERSIMMON HILL VLG |
| Legal Lot Number | 244 |
| Jurisdiction | ST CHARLES MO |
| Minor Civil Division | BOONE |
| Census Blockgroup | 1 |
| Census Block | 1030 |
| Census Tract | 311153 |
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