St. Charles County property record for 312 Copper Tree Ct, O Fallon, MO 63368 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2000 |
| Square Footage | 3,299 sqft Living Area |
| Lot Size | 9,148 sqft (0.21 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $389,900 (2020) |
| Tax Bill | $5,994.00 (2025) |
| Primary APN | T001700460 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 3,299 sqft Living Area |
| 1st Floor | 1,885 sqft 1st Floor |
| Basement Area | 1,414 sqft Basement |
| Finished Basement | 700 sqft Finished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2000 |
|---|---|
| Architectural Style | Other Style |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Lot Area | 9,148 sqft (0.21 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Attached Garage |
| Patio Area | 340 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 100 sqft Porch |
| Sewage | Sewage Connected |
|---|---|
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | T001700460 |
|---|---|
| Old Parcel Number | T001700460 |
| Street Address | 312 COPPER TREE CT |
| City | O FALLON |
| State | MO |
| Zip | 63368-6340 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PERSIMMON HILL VLG LOT 240 |
| Legal Range | 02E |
| Legal Township | 46N |
| Legal Subdivision | PERSIMMON HILL VLG |
| Legal Lot Number | 240 |
| Jurisdiction | ST CHARLES MO |
| Minor Civil Division | BOONE |
| Census Blockgroup | 1 |
| Census Block | 1030 |
| Census Tract | 311153 |
Source: St. Charles County records · APN T001700460
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 312 COPPER TREE CT, O FALLON, MO 63368-6340 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 13, 2017 | Deed of Trust, Mortgage · Line of Credit WEST COMMUNITY CU |
| Feb 14, 2020 | Deed of Trust, Mortgage · Line of Credit WEST COMMUNITY CU |
| Jun 30, 2020 | Warranty Deed, Transfer FIRST ST BK/ST CHARLES |
| May 15, 2020 | Deed of Trust, Mortgage DELMAR FIN'L |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 30, 2020 · Amount on Record |
| Deed Sale | Jun 30, 2020 · Amount on Record |
| Prior Sale | Apr 19, 2013 · Amount on Record |
| Deed Doc Number | 0073331187 |
| Deed Book / Page | 7333 / 1187 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 312 COPPER TREE CT, O FALLON, MO 63368-6340 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0068371550 |
|---|---|
| Date | Nov 13, 2017 |
| Book Page | 6837/1550 |
| Instrument | 20171113000706040 |
| Name | WEST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | O FALLON, MO 63368 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Oct 01, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 312 COPPER TREE CT, O FALLON, MO 63368-6340 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | INVESTORS TITLE CO CLAYTON |
| Name | Verified Name |
|---|
| Document Number | 0072310854 |
|---|---|
| Date | Feb 14, 2020 |
| Book Page | 7231/0854 |
| Instrument | 20200214000092340 |
| Name | WEST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | O FALLON, MO 63368 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 01, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 30, 2020 |
| Property Address | 312 COPPER TREE CT, O FALLON, MO 63368-6340 |
| Document Number | 0073331187 |
| Book / Page | 007333 / 001187 |
| Instrument Date | Jun 25, 2020 |
| Instrument | 450590 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2020 |
| Title Company | INVESTORS TITLE COMPANY, INVESTORS TITLE CO. |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 312 COPPER TREE CT O FALLON MO 633686340, O FALLON, MO 63368-6340 |
| Document Number | 73331189 |
|---|---|
| Date | Jun 30, 2020 |
| Book Page | 007333/001189 |
| Instrument | 450600 |
| Name | FIRST ST BK/ST CHARLES |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, MO 63301 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 29, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 312 COPPER TREE CT, O FALLON, MO 63368-6340 |
| Document Number | 0073000021 |
| Instrument Date | May 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2020 |
| Title Company | TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 312 COPPER TREE CT O FALLON MO 633686340, O FALLON, MO 63368-6340 |
| Document Number | 0073000021 |
|---|---|
| Date | May 20, 2020 |
| Book Page | 007300/000021 |
| Instrument | 329330 |
| Name | DELMAR FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | SAINT LOUIS, MO 63141 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 19, 2050 |
Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Wentzville R-IV School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,994.00 | $90,364 (+5.6%) | $475,599 (+5.6%) Land $80,000 Building $395,599 |
| 2023 | $85,571 | ||
| 2022 | $450,375 Land $65,000 Building $385,375 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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