St. Charles County property record for 323 Copper Tree Ct, O Fallon, MO 63368
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 4,866 sqft · built 2000 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | Individual Name on File |
| Last Sale | $341,300 (Jan 2019) |
| Tax Bill | $6,135 (2025) |
| Deeds & Mortgages | Jan 2019 Transfer Jan 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | T001700468 |
| Primary APN | T001700468 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 4,866 sqft Living Area |
| Gross Area | 5,601 sqft |
| 1st Floor Area | 2,033 sqft |
| Basement Area | 1,574 sqft |
| Finished Basement | 1,259 sqft |
| Unfinished Basement | 315 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick/Stone |
| Lot Area | 12,632 sqft (0.29 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 44 sqft |
| Deck Area | Deck Area |
| Patio Area | 306 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T001700468 |
|---|---|
| Street Address | 323 COPPER TREE CT |
| City | O FALLON |
| State | MO |
| Zip | 63368-6339 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PERSIMMON HILL VLG LOT 248 |
| Legal Subdivision | PERSIMMON HILL VLG |
| Legal Lot Number | 248 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | BOONE |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 311153 |
Source: St. Charles County records · APN T001700468
Assessment roll updated August 13, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 323 COPPER TREE CT, O FALLON, MO 63368-6339 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 30, 2019 | Quit Claim Deed, Transfer CLEAR TITLE GROUP LLC |
| Jan 30, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage FIRST COMMUNITY CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 30, 2019 · Amount on Record |
| Deed Sale | Jan 30, 2019 · Amount on Record |
| Prior Sale | Dec 05, 2012 |
| Deed Document Number | 201944980 |
| Deed Book / Page | 7030 / 1531 |
| Prior Transfer Date | Jan 24, 2019 |
| Prior Transfer Doc | 0070301531 |
| Record Updated | Jun 08, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jan 30, 2019 |
| Property Address | 323 COPPER TREE CT, O FALLON, MO 63368-6339 |
| Document Number | 0070301529 |
| Book / Page | 007030 / 001529 |
| Instrument Date | Jan 24, 2019 |
| Instrument | 44970 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2019 |
| Title Company | CLEAR TITLE GROUP LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 323 COPPER TREE CT O FALLON MO 633686339, O FALLON, MO 63368-6339 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jan 30, 2019 |
| Property Address | 323 COPPER TREE CT, O FALLON, MO 63368-6339 |
| Document Number | 0070301531 |
| Book / Page | 7030 / 1531 |
| Map Reference | MB 36 PG 202&203 |
| Instrument Date | Jan 24, 2019 |
| Instrument | 20190130000044980 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Title Company | CLEAR TITLE GROUP |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 323 COPPER TREE CT, O FALLON, MO 63368-6339 |
| Document Number | 20190130000044990 |
|---|---|
| Date | Jan 30, 2019 |
| Instrument | 20190130000044990 |
| Name | FIRST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2049 |
Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Wentzville R-IV School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,135.00 (+2.2%) | $92,506 (+5.21%) | $486,871 (+5.2%) Land $80,000 Building $406,871 |
| 2024 | $6,003.00 (+4.93%) | ||
| 2023 | $87,929 (+12.59%) | ||
| 2022 | $5,721.00 | $78,095 | $462,786 (+12.59%) Land $65,000 Building $397,786 |
| 2021 | $411,026 Land $55,000 Building $356,026 |
Source: FEMA National Flood Hazard Layer as of August 25, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2006–2008) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2008 · Severe Storms, Flooding, And A Tornado |
| Wildfire Risk | Low lower than 97% of the US · lower than 95% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| WH i3B Bidco LLC/WH i3B Topco Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
May also be available: Gateway Fiber Holdings, T-Mobile USA, Verizon.
Based on FCC filings for 292 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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