Madison County property record for 320 Cobblestone Dr, Madison, MS 39110 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,866 sqft · built 1993 |
| Owner | Individual Name on File |
| Tax Bill | $820 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit Apr 2024 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 072D-17C-033/06 |
| Primary APN | 072D-17C-033/06 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,866 sqft Adjusted Area |
| 1st Floor Area | 1,556 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Patio Area | 140 sqft |
| Cooling System | Central |
|---|
| Account Number | 12624 |
|---|---|
| Old Parcel Number | 072D-17C-033/06.00 |
| Street Address | 320 COBBLESTONE DR |
| City | MADISON |
| State | MS |
| Zip | 39110-8418 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 OF CHELSEA ISLE I |
| Legal Range | 02E |
| Legal Township | 07N |
| Legal Section | 17 |
| Legal Subdivision | CHELSEA ISLE 1 |
| Legal Lot Number | 4 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 3 |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 30109 |
Source: Madison County records · APN 072D-17C-033/06
Assessment roll updated September 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 320 COBBLESTONE DR, MADISON, MS 39110-8418 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 04, 2024 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Apr 03, 2024 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 01, 1993 |
| Deed Sale | Jun 01, 1993 |
| Deed Document Number | 0000317341 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 320 COBBLESTONE DR, MADISON, MS 39110-8418 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2024 |
| Name | Verified Name |
|---|---|
| Address | 320 COBBLESTONE DR, MADISON, MS 39110-8418 |
| Document Number | 004426/399 |
|---|---|
| Date | Apr 04, 2024 |
| Book Page | 4426/399 |
| Instrument | 1001853 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 13, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 320 COBBLESTONE DR, MADISON, MS 39110-8418 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2024 |
| Name | Verified Name |
|---|---|
| Address | 320 COBBLESTONE DR, MADISON, MS 39110-8418 |
| Document Number | 004425/603 |
|---|---|
| Date | Apr 03, 2024 |
| Book Page | 4425/603 |
| Instrument | 1001679 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 01, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Madison County records · Assessment roll updated September 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Municipality | Madison City |
| Unified School District | Madison County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $820.00 Homeowner's exemption | $15,076 (+0.07%) | $150,760 (+0.07%) Land $40,000 Building $110,760 |
| 2024 | $820.00 | ||
| 2023 | $820.00 Homeowner's exemption | $15,066 | $150,660 Land $40,000 Building $110,660 |
Source: FEMA National Flood Hazard Layer, Madison County (28089C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280890301093, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 30 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 30 in force 26 of 30 on primary residences |
| Nearby Flood Claims | 2 (2020–2022) |
| Most Recent Claim | Apr 2022, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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