314 Cobblestone Dr, Madison, MS 39110 Property Records

Madison County property record for 314 Cobblestone Dr, Madison, MS 39110

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,691 sqft · built 1993
Owner	Individual Name on File
Tax Bill	$704 (2025)
Deeds & Mortgages	Jan 2018 Mortgage Mar 2017 Mortgage
Flood Zone	Zone AE (high risk)
APN	`072D-17C-033/03`

Property Details

APN / Parcel Number

Primary APN	`072D-17C-033/03`
Alternative APNs	`072D-17C-033/03.00` `12621`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,691 sqft Adjusted Area
1st Floor Area	1,445 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	12621
Old Parcel Number	072D-17C-033/03.00
Street Address	314 COBBLESTONE DR
City	MADISON
State	MS
Zip	39110-8418
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 OF CHELSEA ISLE 1 C@97
Legal Range	02E
Legal Township	07N
Legal Section	17
Legal Subdivision	CHELSEA ISLE 1
Legal Lot Number	1
Jurisdiction	MADISON MS
Township / Civil Division	3
Census Block Group	3
Census Block	3000
Census Tract	30109

Owner

314 Cobblestone Dr is owned and occupied by an individual who acquired it in January 2018.

Source: Madison County records, as of December 1, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	314 COBBLESTONE DR, MADISON, MS 39110-8418
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2018	Warranty Deed, Transfer TRUSTMARK NAT'L BK
Mar 15, 2017	Warranty Deed, Transfer · VA Mortgage COMMUNITY BK/MS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2018
Deed Sale	Jan 29, 2018
Prior Sale	Apr 20, 2007
Deed Document Number	0003566379
Deed Book / Page	3566 / 379
Record Updated	Jun 8, 2026

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Jan 29, 2018
Property Address	314 COBBLESTONE DR, MADISON, MS 39110-8418
Document Number	0000832389
Book / Page	003566 / 000379
Instrument Date	Jan 29, 2018
Instrument	832389
Transaction Type	Transfer
Record Updated	Feb 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 COBBLESTONE DR MADISON MS 391108418, MADISON, MS 39110-8418

Mortgage

Document Number	832390
Date	Jan 29, 2018
Book Page	003566/000382
Instrument	832390

Lender

Name	TRUSTMARK NAT'L BK
Type	Bank
Address	JACKSON, MS 39225

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 28, 2048

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Mar 15, 2017
Property Address	314 COBBLESTONE DR, MADISON, MS 39110-8418
Document Number	0000808333
Book / Page	003455 / 000647
Instrument Date	Mar 10, 2017
Instrument	808333
Transaction Type	Transfer
Record Updated	Jun 29, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 COBBLESTONE DR MADISON MS 391108418, MADISON, MS 39110-8418

Mortgage

Document Number	808334
Date	Mar 15, 2017
Book Page	003455/000674
Instrument	808334

Lender

Name	COMMUNITY BK/MS
Type	Bank
Address	FLOWOOD, MS 39232

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 14, 2047

Tax Assessment & Valuation

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Madison City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$704.00 Homeowner's exemption	$14,036 (+0.08%)	$140,360 (+0.08%) Land $40,000 Building $100,360
2024	$704.00
2023	$704.00 Homeowner's exemption	$14,025	$140,250 Land $40,000 Building $100,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 314 Cobblestone Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 30 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	2 (2020–2022)
Most Recent Claim	Apr 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 314 Cobblestone Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: NETSPEEDMS.

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