318 Cobblestone Dr, Madison, MS 39110 Property Records

Madison County property record for 318 Cobblestone Dr, Madison, MS 39110

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,762 sqft · built 1992
Owner	Individual Name on Record
Tax Bill	$1,354 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Aug 2018 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`072D-17C-033/05`

Property Details

APN / Parcel Number

Primary APN	`072D-17C-033/05`
Alternative APNs	`072D-17C-033/05.00` `12623`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,762 sqft Adjusted Area
1st Floor Area	1,417 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	12623
Old Parcel Number	072D-17C-033/05.00
Street Address	318 COBBLESTONE DR
City	MADISON
State	MS
Zip	39110-8418
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 OF CHELSEA ISLE I
Legal Range	02E
Legal Township	07N
Legal Section	17
Legal Subdivision	CHELSEA ISLE 1
Legal Lot Number	3
Jurisdiction	MADISON MS
Township / Civil Division	3
Census Block Group	3
Census Block	3000
Census Tract	30109

Owner

Source: Madison County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	318 COBBLESTONE DR, MADISON, MS 39110-8418
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST HORIZON BANK
Aug 16, 2018	Deed of Trust, Mortgage ARSTA MTG SVCS
Aug 17, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2021
Deed Sale	Jul 6, 2021
Prior Sale	Aug 17, 2018
Deed Document Number	0000040641
Deed Book / Page	4064 / 1
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Jul 6, 2021
Property Address	318 COBBLESTONE DR, MADISON, MS 39110-8418
Document Number	4064/1
Book / Page	4064 / 1
Map Reference	CAB C SL 97
Instrument Date	Jun 25, 2021
Instrument	930557
Transaction Type	Transfer
Record Updated	Nov 11, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7 CORAL CT, 7, BRANDON, MS 39047-8229

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 COBBLESTONE DR, MADISON, MS 39110-8418

Mortgage

Document Number	930558
Date	Jul 6, 2021
Instrument	930558

Lender

Name	FIRST HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	318 COBBLESTONE DR, MADISON, MS 39110-8418
Document Number	0000845621
Instrument Date	Aug 16, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 COBBLESTONE DR MADISON MS 391108418, MADISON, MS 39110-8418

Mortgage

Document Number	0000845621
Date	Aug 17, 2018
Book Page	003637/000462
Instrument	845621

Lender

Name	ARSTA MTG SVCS
Type	Mortgage Company
Address	MADISON, MS 39110

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 16, 2048

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Aug 17, 2018
Property Address	318 COBBLESTONE DR, MADISON, MS 39110-8418
Document Number	0000845620
Book / Page	003637 / 000460
Instrument Date	Aug 16, 2018
Instrument	845620
Transaction Type	Transfer
Record Updated	Aug 29, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 COBBLESTONE DR MADISON MS 391108418, MADISON, MS 39110-8418

Tax Assessment & Valuation

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Madison City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,354.00 Homeowner's exemption	$14,200 (+0.07%)	$142,000 (+0.07%) Land $40,000 Building $102,000
2024	$1,354.00 (+0.07%)
2023	$1,353.00 Homeowner's exemption	$14,190	$141,900 Land $40,000 Building $101,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	2 (2020–2022)
Most Recent Claim	Apr 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: NETSPEEDMS.

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