Washington County and Argyle Town property record for 320 Co Rte 45, Argyle, NY 12809
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 1 ba · 1,805 sqft · built 1860 |
| Lot Size | 21 acres (914,760 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,014 (2025) |
| Deeds & Mortgages | Feb 2021 Refinance |
| Flood Zone | Zone A (high risk) |
| APN | 532089 166.-1-12 |
| Primary APN | 532089 166.-1-12 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,805 sqft Living Area |
| 1st Floor Area | 1,481 sqft |
| 2nd Floor Area | 612 sqft |
| Upper Floors Area | 612 sqft |
| Year Built | Built 1860 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 914,760 sqft (21 acres) |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Wood |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 815J100274 |
|---|---|
| Street Address | 320 COUNTY ROUTE 45 |
| City | ARGYLE |
| State | NY |
| Zip | 12809-3511 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | NONE |
| Legal Description | RES & LAND |
| Legal Block | 1 |
| Legal Lot Number | 12.000 |
| Jurisdiction | WASHINGTON NY |
| Township / Civil Division | ARGYLE |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 87000 |
Source: Washington County and Argyle Town records · APN 532089 166.-1-12
Assessment roll updated April 27, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 320 COUNTY ROUTE 45, ARGYLE, NY 12809-3511 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON NY |
| Property Address | 320 COUNTY ROUTE 45, ARGYLE, NY 12809-3511 |
| Transaction Type | Mortgage |
| Record Updated | Mar 03, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021735 |
|---|---|
| Date | Feb 08, 2021 |
| Instrument | 2021-735 |
| Name | STEWARTS FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 109 Months |
| Due | Mar 01, 2030 |
Source: Washington County and Argyle Town records · Assessment roll updated April 27, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Washington County |
| County Subdivision | Argyle Town |
| Unified School District | Argyle Central School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,014.00 | $296,000 (-) Land $51,500 Building $244,500 | $405,479 (+17.81%) Land $70,548 Building $334,931 |
| 2023 | $296,000 Land $51,500 Building $244,500 | $344,186 Land $59,884 Building $284,302 |
Source: FEMA National Flood Hazard Layer, Washington County (36115C), as of July 20, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361150870001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 93% of the US · lower than 89% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Hudson Valley Wireless Fixed Wireless | 499 / 285 |
Based on FCC filings for 19 locations within half a mile of this property.
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