281 Co Rte 45, Argyle, NY 12809 Property Records

Washington County and Argyle Town property record for 281 Co Rte 45, Argyle, NY 12809

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,417 sqft · built 1850
Lot Size	0.86 acres (37,500 sqft)
Owner	2 Individuals on Record
Last Sale	$191,000 (Nov 2024)
Tax Bill	$2,946 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`532089 166.-1-23.1`

Property Details

APN / Parcel Number

Primary APN	`532089 166.-1-23.1`
Alternative APNs	`208916600000010230010000` `815J100747`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,417 sqft Living Area
1st Floor Area	1,066 sqft
Upper Floors Area	351 sqft

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1950
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	37,500 sqft (0.86 acres)
Lot Dimensions	250 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	182 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	815J100747
Street Address	281 COUNTY ROUTE 45
City	ARGYLE
State	NY
Zip	12809-3561
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NONE
Legal Description	RES BARN POOL TRAILER 587/324
Legal Block	1
Legal Lot Number	23.001
Jurisdiction	WASHINGTON NY
Township / Civil Division	ARGYLE
Census Block Group	1
Census Block	1002
Census Tract	87000

Owner

Source: Washington County and Argyle Town assessment roll, as of April 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	388 COUNTY ROUTE 41, HUDSON FALLS, NY 12839-9664
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2024 · Amount on Record
Deed Sale	Nov 4, 2024 · Amount on Record
Prior Sale	Aug 2, 2011 · Amount on Record
Deed Document Number	20244779
Prior Transfer Date	Jul 29, 2011
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON NY
Property Address	281 COUNTY ROUTE 45, ARGYLE, NY 12809-3561
Document Number	0000004819
Instrument Date	Sep 24, 2020
Transaction Type	Mortgage
Record Updated	Oct 20, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	281 COUNTY ROUTE 45 ARGYLE NY 128093561, ARGYLE, NY 12809-3561

Mortgage

Document Number	0000004819
Date	Oct 5, 2020
Instrument	4819

Lender

Name	WILLIAM P ROBERTS
Address	354 COUNTY ROUTE 45, ARGYLE, NY 12809-3511

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 4, 2030

Interest

Rate	4.5%

Tax Assessment & Valuation

Source: Washington County and Argyle Town assessment roll, as of April 27, 2026

Property Jurisdictions

Type	Name
State	New York
County	Washington County
County Subdivision	Argyle Town
Unified School District	Argyle Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,946.00 (+1.48%)	$120,500 (-) Land $19,100 Building $101,400	$165,068 (+17.81%) Land $26,164 Building $138,904
2023		$120,500 (-) Land $19,100 Building $101,400	$140,116 (+16.28%) Land $22,209 Building $117,907
2022		$120,500 Land $19,100 Building $101,400	$120,500 Land $19,100 Building $101,400
2021	$2,903.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Hudson Valley Wireless Fixed Wireless	499 / 285

Cell Coverage

4G LTE (outdoors only), no 5G reported

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