363 Co Rte 45, Argyle, NY 12809 Property Records

Washington County and Argyle Town property record for 363 Co Rte 45, Argyle, NY 12809

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 2,232 sqft · built 1973
Lot Size	12.5 acres (544,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,000 (Oct 2014)
Tax Bill	$6,294 (2026)
Deeds & Mortgages	Jul 2022 Line of Credit Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`532089 166.-1-13.2`

Property Details

APN / Parcel Number

Primary APN	`532089 166.-1-13.2`
Alternative APNs	`208916600000010130020000` `815J101699`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,232 sqft Living Area
1st Floor Area	2,232 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	544,500 sqft (12.5 acres)
Garage Type	Basement
Porch	Slab
Porch Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	815J101699
Street Address	363 COUNTY ROUTE 45
City	ARGYLE
State	NY
Zip	12809-3510
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	NONE
Legal Block	1
Legal Lot Number	13.002
Jurisdiction	WASHINGTON NY
Township / Civil Division	ARGYLE
Census Block Group	1
Census Block	1026
Census Tract	87000

Owner

Source: Washington County and Argyle Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	363 COUNTY ROUTE 45, ARGYLE, NY 12809-3510
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2022	Deed of Trust, Mortgage · Line of Credit NBT BANK NATIONAL ASSOCIATION
Aug 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage GLENS FALLS NAT'L BK & TR CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2014 · Amount on Record
Deed Sale	Oct 24, 2014 · Amount on Record
Deed Book / Page	3460 / 61
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON NY
Property Address	363 COUNTY ROUTE 45, ARGYLE, NY 12809-3510
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	MISC COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000138
Date	Jul 27, 2022
Instrument	2022-4138

Lender

Name	NBT BANK NATIONAL ASSOCIATION
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON NY
Property Address	363 COUNTY ROUTE 45, ARGYLE, NY 12809-3510
Document Number	0000004406
Instrument Date	Aug 26, 2020
Transaction Type	Mortgage
Record Updated	Oct 7, 2020
Title Company	TITLE NORTH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	363 COUNTY ROUTE 45 ARGYLE NY 128093510, ARGYLE, NY 12809-3510

Mortgage

Document Number	0000004406
Date	Sep 16, 2020
Instrument	4406

Lender

Name	GLENS FALLS NAT'L BK & TR CO
Type	Credit Union
Address	GLENS FALLS, NY 12801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 15, 2030

Tax Assessment & Valuation

Source: Washington County and Argyle Town assessment roll, as of April 27, 2026

Property Jurisdictions

Type	Name
State	New York
County	Washington County
County Subdivision	Argyle Town
Unified School District	Argyle Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,294.00 (+8.65%) Disabled Person's exemption Veteran's exemption
2025	$5,793.00 (+28.45%)	$306,200 (-) Land $43,000 Building $263,200	$419,452 (+17.81%) Land $58,904 Building $360,548
2023		$306,200 (-) Land $43,000 Building $263,200	$356,047 (+16.28%) Land $50,000 Building $306,047
2022		$306,200 Land $43,000 Building $263,200	$306,200 Land $43,000 Building $263,200
2021	$4,510.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Hudson Valley Wireless Fixed Wireless	499 / 285

Cell Coverage

5G (outdoors only) and 4G LTE

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