Baldwin County property record for 320 Cluster St, Foley, AL 36535
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,300 sqft · built 2004 |
| Lot Size | 0.161 acres (7,020 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,289 (2026) |
| Deeds & Mortgages | Apr 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 54-04-17-4-000-012.101 |
| Primary APN | 54-04-17-4-000-012.101 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,300 sqft Heated Area |
| 1st Floor Area | 1,300 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 7,020 sqft (0.161 acres) |
| Lot Dimensions | 119 ft deep x 34.5 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 219908 |
|---|---|
| Street Address | 320 CLUSTER ST |
| City | FOLEY |
| State | AL |
| Zip | 36535-2337 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 34.5' X 119.9' IRR LOT 23 UNIT 3 OAK VILLAGE SLIDE 2023-F IN THE CITY OF FOLEY SEC 17-T7S-R4E (WD/SURVIVORSHIP) |
| Legal Subdivision | OAK VILLAGE |
| Legal Block | U 3 |
| Legal Lot Number | 23 |
| Legal Unit | 3 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | FOLEY |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 11501 |
Source: Baldwin County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 320 CLUSTER ST, FOLEY, AL 36535-2337 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 320 CLUSTER ST, FOLEY, AL 36535-2337 |
| Document Number | 0001631383 |
| Instrument Date | Apr 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2017 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Address | 320 CLUSTER ST FOLEY AL 365352337, FOLEY, AL 36535-2337 |
| Document Number | 0001631383 |
|---|---|
| Date | May 4, 2017 |
| Instrument | 1631383 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 3, 2032 |
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Municipality | Foley City |
| Unified School District | Baldwin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,289.00 (+578.42%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption | ||
| 2025 | $190.00 | $11,240 (-) Land $1,560 Building $9,680 | $195,700 (+2.95%) Land $24,200 Building $171,500 |
| 2023 | $190.00 Homeowner's exemption Senior Citizen's exemption | $11,240 (-28.68%) | $190,100 (+20.78%) Land $25,500 Building $164,600 |
| 2022 | $190.00 Homeowner's exemption Senior Citizen's exemption | $15,760 | $157,400 Land $26,100 Building $131,300 |
| 2021 | $190.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 15 (1979–2020) |
| Claims Outside the SFHA | 12 of 15 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 85% of Alabama |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FOLEY, UTILITIES BOARD OF THE serves 50,919 people · EPA ID AL0000036 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 29 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
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