Baldwin County property record for 314 Cluster St, Foley, AL 36535
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,644 sqft · built 2005 |
| Lot Size | 0.161 acres (7,020 sqft) |
| Owner | Company Name on Record |
| Last Sale | $145,500 (Aug 2018) |
| Tax Bill | $1,591 (2026) |
| Deeds & Mortgages | Dec 2021 Line of Credit Oct 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 54-04-17-4-000-012.098 |
| Primary APN | 54-04-17-4-000-012.098 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,644 sqft Heated Area |
| 1st Floor Area | 1,644 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,020 sqft (0.161 acres) |
| Lot Dimensions | 159 ft deep x 74.3 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 338611 |
|---|---|
| Street Address | 314 CLUSTER ST |
| City | FOLEY |
| State | AL |
| Zip | 36535-2337 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 74.3' X 159.9' IRR LOT 20 UNIT 3 OAK VILLAGE SLIDE 2023-F IN THE CITY OF FOLEY SEC 17-T7S-R4E (WD) |
| Legal Subdivision | OAK VILLAGE |
| Legal Block | U 3 |
| Legal Lot Number | 20 |
| Legal Unit | 3 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | FOLEY |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 11501 |
Source: Baldwin County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3 CARDINAL CIR, FOLEY, AL 36535-1521 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Dec 15, 2021 | Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK |
| Oct 30, 2018 | Deed of Trust, Mortgage · Commercial Mortgage BRYANT BANK |
| Aug 24, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 24, 2018 · Amount on Record |
| Deed Sale | Aug 24, 2018 · Amount on Record |
| Prior Sale | Mar 1, 2011 · Amount on Record |
| Deed Document Number | 20181715863 |
| Prior Transfer Date | Jan 19, 2011 |
| Prior Transfer Doc | 0001271118 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 314 CLUSTER ST, FOLEY, AL 36535-2337 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001964714 |
|---|---|
| Date | Dec 15, 2021 |
| Instrument | 1964714 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Address | FOLEY, AL 36535 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 238 Months |
| Due | Oct 7, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 314 CLUSTER ST, FOLEY, AL 36535-2337 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001727312 |
|---|---|
| Date | Oct 30, 2018 |
| Instrument | 1727312 |
| Name | BRYANT BANK |
|---|---|
| Type | Bank |
| Address | FOLEY, AL 36535 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Aug 24, 2018 |
| Property Address | 314 CLUSTER ST, FOLEY, AL 36535-2337 |
| Document Number | 0001715863 |
| Instrument Date | Aug 23, 2018 |
| Instrument | 1715863 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $145.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3 CARDINAL CIR FOLEY AL 365351521, FOLEY, AL 36535-1521 |
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Municipality | Foley City |
| Unified School District | Baldwin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,591.00 (-0.25%) | ||
| 2025 | $1,595.00 (+2.18%) | $48,340 (+2.16%) Land $4,840 Building $43,500 | $241,700 (+2.16%) Land $24,200 Building $217,500 |
| 2023 | $1,561.00 (+21.67%) | $47,320 (+21.65%) | $236,600 (+21.65%) Land $25,500 Building $211,100 |
| 2022 | $1,283.00 (+13.54%) | $38,900 | $194,500 Land $26,100 Building $168,400 |
| 2021 | $1,130.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 15 (1979–2020) |
| Claims Outside the SFHA | 12 of 15 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 97.7% of Alabama |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FOLEY, UTILITIES BOARD OF THE serves 50,919 people · EPA ID AL0000036 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 29 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
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