Baldwin County property record for 319 Cluster St, Foley, AL 36535
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,569 sqft · built 2003 |
| Lot Size | 0.161 acres (7,020 sqft) |
| Owner | Company Name on File |
| Tax Bill | $1,533 (2026) |
| Deeds & Mortgages | Dec 2021 Sale Dec 2019 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 54-04-17-4-000-012.102 |
| Primary APN | 54-04-17-4-000-012.102 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,569 sqft Heated Area |
| 1st Floor Area | 1,569 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 7,020 sqft (0.161 acres) |
| Lot Dimensions | 135 ft deep x 34.5 ft wide |
| Utility Building | 260 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 356546 |
|---|---|
| Street Address | 319 CLUSTER ST |
| City | FOLEY |
| State | AL |
| Zip | 36535-2341 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 34.5' X 135.1' IRR LOT 24 UNIT 3 OAK VILLAGE SLIDE 2023-F IN THE CITY OF FOLEY SEC 17-T7S-R4E (WD) |
| Legal Subdivision | OAK VILLAGE |
| Legal Block | U 3 |
| Legal Lot Number | 24 |
| Legal Unit | 3 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | FOLEY |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 11501 |
319 Cluster St is owned by a company that acquired it in September 2006.
Source: Baldwin County records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 413 N ALSTON ST, FOLEY, AL 36535-3501 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 30, 2021 | Warranty Deed, Transfer |
| Dec 27, 2019 | Deed of Trust, Mortgage · Line of Credit IBERIABANK |
| Jun 26, 2019 | Deed of Trust, Mortgage · Line of Credit IBERIABANK |
| May 29, 2019 | Warranty Deed, Transfer · Conventional with PMI IBERIABANK MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 20, 2006 |
| Deed Sale | Sep 20, 2006 |
| Prior Sale | Apr 6, 2005 |
| Deed Document Number | 20061002487 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Dec 30, 2021 |
| Property Address | 319 CLUSTER ST, FOLEY, AL 36535-2341 |
| Document Number | 0001967893 |
| Map Reference | SL 2023-F |
| Instrument Date | Apr 28, 2021 |
| Instrument | 1967893 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 401, LILLIAN, AL 36549-0401 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 401, LILLIAN, AL 36549-0401 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 319 CLUSTER ST, FOLEY, AL 36535-2341 |
| Document Number | 0001806207 |
| Instrument Date | Dec 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 319 CLUSTER ST FOLEY AL 365352341, FOLEY, AL 36535-2341 |
| Document Number | 0001806207 |
|---|---|
| Date | Jan 16, 2020 |
| Instrument | 1806207 |
| Name | IBERIABANK |
|---|---|
| Type | Bank |
| Address | NEW ORLEANS, LA 70115 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 15, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 319 CLUSTER ST, FOLEY, AL 36535-2341 |
| Document Number | 0001772543 |
| Instrument Date | Jun 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 319 CLUSTER ST FOLEY AL 365352341, FOLEY, AL 36535-2341 |
| Document Number | 0001772543 |
|---|---|
| Date | Jul 18, 2019 |
| Instrument | 1772543 |
| Name | IBERIABANK |
|---|---|
| Type | Bank |
| Address | NEW ORLEANS, LA 70115 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 17, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | May 29, 2019 |
| Property Address | 319 CLUSTER ST, FOLEY, AL 36535-2341 |
| Document Number | 0001762370 |
| Instrument Date | May 28, 2019 |
| Instrument | 1762370 |
| Transaction Type | Transfer |
| Record Updated | Jun 10, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $13.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 319 CLUSTER ST FOLEY AL 365352341, FOLEY, AL 36535-2341 |
| Document Number | 1762371 |
|---|---|
| Date | May 29, 2019 |
| Instrument | 1762371 |
| Name | IBERIABANK MTG |
|---|---|
| Type | Mortgage Company |
| Address | LAFAYETTE, LA 70501 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 28, 2049 |
The 2026 property tax bill for 319 Cluster St was $1,533, down 1.4% from the year before.
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Municipality | Foley City |
| Unified School District | Baldwin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,533.00 (-1.35%) | ||
| 2025 | $1,554.00 | $47,100 Land $4,840 Building $42,260 | $235,500 Land $24,200 Building $211,300 |
| 2023 | $1,508.00 (+142.83%) Homeowner's exemption | $45,700 (+142.83%) | $228,500 (+21.54%) Land $25,500 Building $203,000 |
| 2022 | $621.00 (+16.95%) Homeowner's exemption | $18,820 | $188,000 Land $26,100 Building $161,900 |
| 2021 | $531.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 319 Cluster St in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 15 (1979–2020) |
| Claims Outside the SFHA | 12 of 15 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 319 Cluster St is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 43% of Alabama |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FOLEY, UTILITIES BOARD OF THE serves 50,919 people · EPA ID AL0000036 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 29 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
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