Black Hawk County property record for 224 Black Hawk Rd, Waterloo, IA 50701
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 792 sqft · built 1911 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $20,000 (Sep 2024) |
| Tax Bill | $218 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Sep 2024 Sale |
| Flood Zone | Zone X (reduced by levee) |
| APN | 8913-27-204-008 |
| Primary APN | 8913-27-204-008 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 792 sqft Living Area |
| 1st Floor Area | 396 sqft |
| Basement Area | 396 sqft |
| Unfinished Basement | 396 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1911 |
|---|---|
| Effective Year Built | Effective 1911 |
| Exterior Material | Shingles |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 125 ft deep x 40 ft wide |
| Porch | Slab |
| Porch Area | 173 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 224 BLACK HAWK RD |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-5308 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HAGERMAN PLACE LOT 22 BLK 34 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 27 |
| Legal Subdivision | HAGERMAN PLACE |
| Legal Block | 34 |
| Legal Lot Number | 22 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1051 |
| Census Tract | 400 |
224 Black Hawk Rd is owned and occupied by an individual who bought it in September 2024.
Source: Black Hawk County records, as of September 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 224 BLACK HAWK RD, WATERLOO, IA 50701-5308 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 17, 2021 | Deed of Trust, Mortgage · Stand-Alone First Mortgage LINCOLN SAVINGS BANK |
| Sep 12, 2024 | Warranty Deed, Transfer TITLE SERVICES |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 12, 2024 · Amount on File |
| Deed Sale | Sep 12, 2024 · Amount on File |
| Deed Document Number | 202420265 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 224 BLACK HAWK RD, WATERLOO, IA 50701-5308 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 202200003640 |
|---|---|
| Date | Aug 17, 2021 |
| Instrument | 202200003640 |
| Name | LINCOLN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | WATERLOO, IA 50701 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 12, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Sep 12, 2024 |
| Property Address | 224 BLACK HAWK RD, WATERLOO, IA 50701-5308 |
| Document Number | 0202420265 |
| Instrument Date | Sep 11, 2024 |
| Instrument | 2024-20265 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2025 |
| Title Company | TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Tax | $31.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 224 BLACK HAWK RD, WATERLOO, IA 50701-5308 |
The 2025 property tax bill for 224 Black Hawk Rd was $218, down 81% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $218.00 (-81.01%) | $10,720 Land $10,720 | $10,720 Land $10,720 |
| 2024 | $1,148.00 | ||
| 2023 | $52,940 (+23.6%) Land $12,610 Building $40,330 | $52,940 Land $12,610 Building $40,330 | |
| 2022 | $940.00 | $42,830 Land $12,610 Building $30,220 | |
| 2021 | $42,830 Land $12,610 Building $30,220 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 224 Black Hawk Rd in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 224 Black Hawk Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
May also be available: Nextlink, T-Mobile, Waterloo Fiber.
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